Business

Exploring the 'largest land vehicle on the planet' that stands taller than the Statue of Liberty and has a weight exceeding that of the Eiffel Tower.

2025-06-20 21:29:22

The Bagger 288, a mobile strip mining machine created by Krupp for the energy and mining company Rheinbraun, holds the title of the largest land vehicle on the planet. It has an impressive weight of 13,500 tons and reaches a height of more than 300 feet. View pictures in App save up to 80% data. It was built by engineers in Germany. The Bagger 288, the world's largest land vehicle, is a colossal excavator that stands taller than the Statue of Liberty and weighs more than the Eiffel Tower. This mobile strip mining machine, known as a bucket-wheel excavator, was built by the German company Krupp for the energy and mining corporation Rheinbraun. When it was finished in 1978, this colossal machine surpassed Big Muskie to become the heaviest land vehicle in the world, tipping the scales at 13,500 tons and towering over 300 feet in height. The entire process of designing and manufacturing it spanned five years, followed by an additional five years for assembly, culminating in a total expenditure of $100 million (£80 million). The Bagger 288 was designed exclusively for the purpose of stripping away overburden prior to coal extraction at the Hambach surface mine in Germany. This massive machine has the capability to excavate 240,000 tons of coal or 240,000 cubic meters of overburden each day, which is comparable to digging out a football field to a depth of 30 meters. In a single day, the coal extracted fills a total of 2400 coal wagons. The excavator itself reaches a length of about 220 meters and stands approximately 96 meters tall. Bagger 288 uses its revolving wheel of buckets as a shovel to continually shift 8.5 million cubic feet of dirt a day. Once it reaches a seam of brown coal, or lignite, it can harvest 265,000 tons of fuel a day, reports the Express US. View pictures in App save up to 80% data. The Bagger 288 represents an extraordinary achievement in engineering. Spanning more than 8,500 square feet, the treads of the Bagger are designed to support its massive weight of 13,000 tons while moving at a slow speed of just 0.4 miles per hour. The Bagger 288 is so immense that it is equipped with its own onboard restrooms and small kitchen areas. The machine can be operated by just a team of five, which is notably less than what is typically needed for other machines of similar dimensions. The bucket-wheel reaches a height comparable to a seven-story skyscraper, featuring 18 buckets that each weigh 7,700 pounds when not loaded. This impressive structure is adorned with nearly 90,000 pounds of paint, and it comprises two pylons that soar to 148 feet in height, along with 7,218 feet of robust steel suspension cables. The Bagger 288 belongs to a lineup of comparably sized and designed machines, which includes the Bagger 281 (manufactured in 1958), Bagger 285 (1975), Bagger 287 (1976), and Bagger 293 (1995).

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How Extra Stimulus Payments Could Impede Economic Recovery

2025-07-04 02:39:51

View pictures in App save up to 80% data. Government stimulus checks have served as a crucial support system for countless Americans amid economic challenges. Nevertheless, despite the short-term benefits these payments offer, the long-term implications for the economy remain a contentious issue. Detractors contend that further stimulus checks could inadvertently hinder economic recovery in several respects. Below are six potential ways that increased government stimulus payments could negatively impact the economy. 1. Increasing Inflation Rates A major concern surrounding the introduction of extra stimulus checks is the potential for worsening inflation. Increased consumer spending power leads to a higher demand for products and services. If the supply chain fails to meet this surge in demand, prices can spike, resulting in inflationary challenges. The United States has already faced significant inflation levels in the past few years, and additional stimulus measures could put even more pressure on the economy. 2. Rising National Debt Providing funding for stimulus checks usually necessitates borrowing, which contributes to the national debt. As the debt increases, the government must contend with higher interest expenses, which may divert resources away from essential public services such as healthcare and education. If borrowing continues unchecked, it can result in fiscal instability and hinder the nation’s capacity to address future emergencies. 3. Decreased Motivation to Engage in Employment Although stimulus checks offer quick financial relief, they may unintentionally dissuade certain individuals from pursuing job opportunities, especially when the payments are substantial. A smaller workforce can impede economic progress by decreasing productivity and fostering reliance on government assistance. This phenomenon was noted during earlier stimulus distributions, as some employers encountered challenges in hiring for open positions. 4. Market Disruptions Stimulus payments can disrupt market dynamics by artificially inflating demand in specific industries. Although this can lead to immediate economic growth, it might also result in inefficient resource distribution. For instance, sectors that see a spike in demand due to stimulus may expand rapidly, but they could encounter difficulties when the demand fueled by these payments diminishes. 5. Currency Depreciation When governments pour substantial amounts of money into the economy, it may result in a devaluation of the currency. A depreciated currency diminishes purchasing power both at home and internationally, raising the costs of imports. This situation can further pressure household finances, especially concerning basic necessities such as food and energy. 6. Expanding Income Disparity Interestingly, stimulus checks intended to assist lower-income families might unintentionally exacerbate income inequality. As consumer spending increases, asset prices—like stocks and real estate—tend to rise, favoring wealthier individuals who possess these investments. In contrast, lower-income households could find it challenging to manage the escalating costs. Finding the Right Mix Between Urgent Assistance and Sustainable Solutions Although stimulus checks provide clear short-term advantages, their long-term effects on the economy are intricate. Lawmakers face the challenge of reconciling the urgent need for immediate assistance with the necessity of fostering sustainable growth. Focusing on investments in infrastructure, education, and job training initiatives could pave a more effective route to economic recovery, potentially avoiding some of the negative consequences linked to direct financial payments. Summary Government stimulus payments have been vital in assisting families during periods of economic hardship; however, they also pose risks that might adversely affect the economy over time. Issues such as rising inflation and escalating national debt are potential repercussions of these financial aids. As discussions about upcoming stimulus strategies persist, it is important to recognize these possible downsides to ensure well-informed choices are made. For a deeper dive into the economic impacts of stimulus policies, visit Brookings Institution.

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Walmart is set to unveil its first logo update in 17 years, and the company's marketing leader shares the reasoning behind this change.

2025-06-14 23:15:10

View pictures in App save up to 80% data. Walmart is known not for making rash, sudden, bold moves. Rather, its M.O. is to deliberate on big changes it makes, a strategy that has generally paid off over time for the largest U.S. retailer. Walmart's recent logo update, its first in almost 17 years, aligns perfectly with the company's brand identity, featuring only slight modifications that may go unnoticed by the casual observer. The refreshed design showcases bolder lettering for "Walmart" and wider stems on the accompanying yellow sun-inspired spark graphic, which is increasingly prominent in the company's marketing efforts. Walmart's marketing chief aimed not to completely change the logo, but to give it a modern update that aligns with the company's significant focus on e-commerce and digital services. The goal is to position Walmart as a more stylish brand that attracts a broader range of U.S. consumers, particularly those with higher incomes, while still retaining the loyalty of its existing customers. "I wouldn't call this a rebrand, but really a refresh to reflect who we are today," Walmart U.S. Chief Marketing Officer William White tells Fortune. "The Walmart of today is very different than the Walmart of 2008, the last time we made a change in the brand identity. We are more modern, we are more digital." In 2008, Walmart eliminated the dash in its name and logo—"Wal-Mart"— that for decades since its 1962 founding had been its trademark. The background now features a richer shade of blue, while the yellow in the sparkle has become more vibrant, and the Walmart lettering in the logo appears bolder and more pronounced. Although these adjustments may not cause passersby to halt in their tracks, they do give the logo a more contemporary and refreshed appearance. "According to White, 'The modifications are significant as they infuse more vitality and energy into the spark, enriching it and adding depth.' The updated appearance will be rolled out online this month and gradually introduced in physical stores." The previous logo (above) and the updated logo (below): View pictures in App save up to 80% data. MIAMI, FLORIDA - NOVEMBER 18: A Walmart sign is seen outside a Supercenter on November 18, 2024, in Miami, Florida. Walmart is scheduled to announce its third-quarter earnings on Tuesday, November 19th. (Photo by Joe Raedle/Getty Images) View pictures in App save up to 80% data. One of the ways in which Walmart has been trying to project modernity hipness has been through the apparel it sells. The emphasis used to be pretty much solely on low prices for basic items. But in recent years, Walmart has borrowed some moves from rivals like cheap-chic rival Target and the department stores to raise its fashion game. As detailed in a Fortune feature in June, Walmart for instance now uses visual merchandisers to showcase clothing with mannequins in its stores rather than just piling up clothes with basic signage showing everyday low prices. Moves such as those, and offering more organic food, have been key to helping Walmart win more business from households with income of more than $100,000 and thus outperform rivals with a 5.3% increase in comparable sales last quarter. Nevertheless, White faced the challenge of making subtle adjustments to position Walmart as a more modern and appealing option for tech-savvy consumers, while being careful not to stray too far from its core identity. The risk was that such changes could confuse or even alienate the loyal shoppers who primarily choose Walmart for its affordability and essential goods. After all, maintaining a sense of consistency is a message in itself. Walmart has been making a fascinating change in its branding strategy by increasingly featuring just the iconic yellow spark in its advertisements, often without any accompanying text, including the name "Walmart." Last year in New York City, a place where Walmart doesn't have any stores, some bus shelters displayed advertisements for fashionable items sold by Walmart that only included stylish images of the clothing along with the spark. This approach aims to gradually alter shoppers' views, moving away from the perception that Walmart is solely a provider of low-cost, mass-produced goods. "It is prompting a re-evaluation of who Walmart is and the variety of products we offer," states White, who became Walmart's Chief Marketing Officer in 2020 after a lengthy career at Target. View pictures in App save up to 80% data. Walmart's aspiration is that its revamped spark will achieve the same level of recognition for the brand as Starbucks' mermaid, Target's bullseye, and Apple's apple do for their respective companies. "We aspire to present ourselves like the legendary brands," White states. "Our goal is for the spark to serve as a guiding light for the Walmart brand," he adds. This story was originally featured on Fortune.com

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Rising Breakfast Prices: Savvy Alternatives to Tackle Cost Increases

2025-07-06 02:55:19

View pictures in App save up to 80% data. The cost of breakfast is on the rise, yet resourceful consumers can discover affordable options. Explore ways to cut costs on your morning meals. Increasing Prices of Essential Breakfast Items Recent studies indicate that the prices of conventional breakfast foods have surged dramatically, putting a strain on family finances. Essential items such as milk, coffee, orange juice, and eggs have all seen significant price increases, leaving many households under pressure. This rise in costs not only creates immediate financial challenges but also brings to light worries about the ability to maintain the tradition of a satisfying breakfast. By recognizing these trends, consumers can make smarter decisions and explore budget-friendly alternatives that still allow for a pleasurable breakfast experience. Citrus Blast Boost: An 18% Increase Fans of orange juice are grappling with a remarkable price surge of 18%. This significant increase is largely due to the severe weather that has affected citrus farming in Florida. Moreover, the ongoing battle against citrus greening has taken a toll on the vitality of orange trees, resulting in lower production levels. For families who cherish this traditional morning drink, there are plenty of alternatives that can provide a delightful change while remaining budget-friendly. Think about trying fresh fruit smoothies or infused water to stay hydrated and enjoy great taste without overspending. Coffee: A Rise of 10% Coffee drinkers are well aware of the ups and downs in coffee prices; recently, we've seen a rise of more than 10%. This hike can largely be attributed to increased global demand coupled with unpredictable weather conditions impacting coffee-producing areas. As organic and specialty coffees gain popularity, many consumers are looking for ways to save money without compromising on their daily cup of joe. One strategy is to consider local brands that offer high-quality options at more affordable prices, or to try ground coffee alternatives that can be prepared at home. Enjoying a good cup of coffee doesn't necessarily mean you have to give up on quality for the sake of your budget; there are plenty of economical choices available in the market. Egg Prices Surge: More Than 70% Rise Egg prices have skyrocketed, jumping over 70%. This significant rise can be attributed to a combination of factors, including heightened demand during the holiday season and recent bird flu outbreaks that have severely impacted poultry populations. For families who depend on eggs as a breakfast essential, this unexpected increase can force difficult decisions. Thankfully, there are healthy substitutes that deliver comparable benefits, such as Greek yogurt or cottage cheese. These alternatives not only supply the necessary proteins for energy but also offer a delicious way to kick off the day without breaking the bank. Bacon, Bread, and Yogurt: Budget-Friendly Substitutes On a brighter side, even as prices for certain breakfast essentials climb, items such as bacon, bread, and yogurt continue to be quite affordable. These key breakfast components are either maintaining stable prices or seeing only slight hikes. Opting for high-quality bacon can provide a flavorful breakfast experience without breaking the bank. Whole-grain bread is not limited to just toast; it can be used in a variety of innovative breakfast recipes, allowing for culinary creativity. Additionally, yogurt is a versatile ingredient that makes for a tasty base in smoothies, parfaits, or can be enjoyed plain, making it easy to have a healthy breakfast without significant costs. Savvy Strategies for Managing Your Breakfast Expenses As breakfast prices continue to increase, it's crucial to shop wisely. Watch for local sales and special offers on bulk items, particularly frozen fruits or high-quality dairy products that can elevate your breakfast spread. Planning your meals in advance and using shopping lists can help curb impulse purchases and keep you within your budget. Additionally, think about signing up for loyalty programs at supermarkets; many provide points that can be exchanged for discounts, helping to reduce your overall costs. Grasping the Comprehensive Economic Effects Acknowledging that recent price hikes are indicative of larger economic patterns, such as inflation and challenges within supply chains, is essential. The relationship between local agriculture and international market demands significantly influences the cost of food and produce. By keeping abreast of these factors, consumers can more effectively manage market fluctuations and prepare for potential increases in their grocery expenses. With thoughtful budgeting and a willingness to explore different options, it’s feasible to enjoy a fulfilling breakfast without breaking the bank. Conclusion: Exploring Breakfast Choices Given the changing dynamics of breakfast staple prices, it's essential to adjust our routines accordingly. Exploring cost-effective substitutes while keeping an eye on nutritional requirements allows us to keep our morning meals both delightful and economical. By adopting a forward-thinking strategy for meal prep and planning, we can discover a variety of flavors and fulfilling options that are wallet-friendly. With a bit of ingenuity and perseverance, we can ensure that our mornings remain vibrant and tasty, free from the stress of rising costs.

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Every Stock That Warren Buffett Has Claimed He Would Hold for the Long Term

2025-06-27 06:01:14

Warren Buffett once famously stated that his "favorite holding period was forever." However, even a cursory examination of Berkshire Hathaway's (BRK.A -2.20%) (BRK.B -2.03%) portfolio changes through the years will show that Buffett doesn't hold most stocks as long as he said he prefers. Buffett's reluctance to hold onto stocks indefinitely is explained further in his 1988 letter to Berkshire Hathaway shareholders. He specified that his commitment to holding a stock for the long term is reserved exclusively for "exceptional businesses with exceptional management." Which stocks fit that high standard? Buffett has addressed this question directly. Below is a list of every stock that Buffett has indicated he would hold almost indefinitely. 1. Coke Buffett sang the praises of The Coca-Cola Company (KO -1.04%) in his 2023 letter to Berkshire Hathaway shareholders. Berkshire has owned shares of Coca-Cola longer than any other stock. It's now the conglomerate's fourth-largest holding. In his 2024 letter to shareholders, Buffett reiterated his thoughts on Coca-Cola, stating, "Once you discover a genuinely exceptional business, hold onto it." He also mentioned that this stock was one of several he anticipated would be "held for the long term." 2. Amex Buffett also lauded American Express (AXP -3.15%) in the 2023 and 2024 letters to Berkshire Hathaway shareholders. His comments about sticking with a "truly wonderful business" and owning indefinitely applied to both Coca-Cola and AmEx. Similar to Coca-Cola, American Express has been a staple in Buffett's portfolio for many years. While he hasn't made any new purchases of the financial services company in quite some time, it remains Berkshire's second-largest investment, valued at almost $46 billion. Remarkably, the original investment was just $1.3 billion. 3. Occidental Petroleum Corporation In that 2024 shareholder letter, Buffett expanded the list of stocks he planned to own practically forever. Occidental Petroleum (OXY 0.21%) was the first stock he mentioned. After several years of Buffett aggressively buying the stock, Occidental is now Berkshire's sixth-largest holding. Buffett explained why he favors Occidental so much, stating, "We particularly like its vast oil and gas holdings in the United States, as well as its leadership in carbon-capture initiatives, though the economic feasibility of this technique has yet to be proven." Keeping with his principle that forever stocks should have outstanding management teams, he applauded the leadership of Occidental CEO Vicki Hollub. 4, 5, 6, 7, and 8. The five major trading companies in Japan, known as Sogo Shosha. I’ve categorized the following five stocks as Buffett often discusses them together. These are the five Japanese sogo shosha (trading companies) that Berkshire started investing in during 2020: Itochu (ITOCF -5.14%) (ITOCY -5.21%) Marubeni (MARUY -3.84%) Mitsubishi (MSBHF 0.79%) Mitsui (MITSY -5.43%) Sumitomo (SSUM.Y -4.48%) While these Japanese stocks don't represent significant holdings for Berkshire, Buffett appreciates their "shareholder-friendly policies." He also pointed out that these firms exhibit a high level of diversification, much like Berkshire itself. 9. Apple Inc. Surprisingly, Buffett didn't mention Apple (AAPL -2.41%) as one of the stocks he expected to own indefinitely in the 2024 shareholder letter. CNBC's Becky Quick asked him about the omission in Berkshire's annual shareholder meeting in May. He clarified, saying that Apple is "an even better business" than Coca-Cola and would remain in Berkshire's portfolio along with AmEx and Coke "unless something really extraordinary happens." I believe that serves as a compelling endorsement for adding Apple to the roster of Buffett's long-term investments. While it's true that the iconic investor reduced Berkshire's investment in Apple last year, it still stands as the conglomerate's most significant asset, accounting for 24.6% of its equity portfolio. What can you tell me about Berkshire Hathaway? Here's an even more astonishing revelation: Berkshire Hathaway is not included in the roster of stocks Buffett claims he would hold for nearly eternity. Naturally, Berkshire stands apart as a unique entity for the "Oracle of Omaha" and undoubtedly represents his main forever investment. Certain truths are so evident that they require no explanation.

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This AI Stock Has Soared 733% in the Last 21 Months – Could a Split Be Coming Soon?

2025-06-24 20:59:46

For its first few years as a public company, Palantir Technologies (PLTR -1.42%) struggled mightily to capture meaningful market share in the enterprise software space. The company's sluggish growth and heavy reliance on lumpy federal contracts fueled a perception that Palantir was really more of a government consulting operation and less so a legitimate player in the software arena. On April 7, 2023, Palantir's CEO, Alex Karp, wrote an investor letter that significantly altered the perception of the company. In this announcement, Karp disclosed that Palantir is on the verge of releasing its fourth major suite: the Artificial Intelligence Platform (AIP). Following this news, Palantir's stock has surged by 733% as of January 10. Palantir's soaring stock price is no accident; it coincides with a period where artificial intelligence is at the forefront of investment trends. However, Palantir's success isn't solely attributed to the favorable buzz around AI. The firm has demonstrated its ability to stand toe-to-toe with the biggest names in the tech industry, highlighting the transformative impact that AIP has had on its operations. Considering the sharp rise in its share price in less than two years, Palantir could make an interesting candidate for a stock split. Below, I'll explore reasons why Palantir may or may not split its stock soon. Reasons Palantir May Contemplate a Stock Split Palantir Technologies could explore the option of a stock split for several strategic reasons. Firstly, a stock split can make shares more affordable for retail investors, potentially increasing liquidity and attracting a broader base of shareholders. By lowering the per-share price, it may create a perception of accessibility and encourage more trading activity. Additionally, a stock split could enhance the company's marketability. A lower price point might appeal to investment funds and smaller investors who may have previously found the stock too expensive. This increased interest could drive up demand and, in turn, boost the stock's overall valuation. Moreover, a stock split can signal confidence in the company's future growth prospects. By taking this step, Palantir could communicate to the market that it anticipates continued success and stability, which might positively influence investor sentiment. Lastly, a stock split could help align Palantir’s share price with that of its competitors in the tech industry, making it more comparable and potentially more attractive to investors. Overall, while a stock split does not change the company's fundamentals, it can positively impact perception, accessibility, and market dynamics. In recent years, megacap technology stocks, including Tesla, Nvidia, Apple, Amazon, Alphabet, and Broadcom, have all completed stock splits. As I illustrated in a recent article, each of these stocks experienced outsized and prolonged run-ups in their respective share prices prior to completing a split. Palantir is no different. In 2024, Palantir stock gained 340% and was the top performer in the S&P 500. According to the chart presented, Palantir's stock experienced significant momentum in the final months of 2024. Consequently, the company's valuation has escalated, and its rising share price could potentially place it beyond the financial reach of smaller retail investors. It's essential to understand that stock splits do not alter a company's fundamental valuation. Nevertheless, after a split occurs, the adjusted price can be viewed as more affordable by investors. This perception often leads to increased buying activity, as more investors are inclined to purchase shares at what seems like a lower price, resulting in heightened demand and subsequently driving up the share price. Furthermore, since stock splits increase the number of outstanding shares for a company, more shares become available to trade on the market. In summary, by enhancing the accessibility of its investment opportunities to a wider range of investors, Palantir is likely to see an increase in trading liquidity after a stock split. View pictures in App save up to 80% data. Image credit: Getty Images.  Reasons why Palantir is unlikely to pursue a stock split in the near future. Back in November, Palantir changed its trading exchange from the New York Stock Exchange (NYSE) to the Nasdaq (NASDAQINDEX: ^IXIC). It is probable that the decision stemmed from the company's image among investors. As mentioned earlier, certain analysts on Wall Street continue to express doubts about Palantir's potential for success. Nevertheless, by listing its shares on Nasdaq, which is primarily a tech-oriented index, Palantir aims to align itself more closely with high-growth companies in the technology industry. Moreover, within a short span of time, Palantir was added to the Nasdaq-100 index -- which definitely helped the company land on the radars of more investors, specifically institutional investors. And now that Palantir has proven that it can generate consistent revenue and profit acceleration, it should be no surprise that it's one of the high-growth opportunities in the tech sector. But this means management won't be necessarily inclined to undertake a stock split primarily to increase trading liquidity. Ultimately, stock splits can be labor-intensive and costly endeavors from the standpoint of company leadership. The approval of stock splits requires the consent of a company's board of directors, and typically, organizations will invest significant time collaborating with investment banking and accounting firms to conduct complex modeling analyses. These analyses aim to assess the various potential impacts a split could have on the company's operations. Despite its success since the dawn of AIP in April 2023, Palantir is still very much in growth mode. To me, management should be more focused on scaling the business and acquiring market share rather than spending time looking at theoretical financial analyses following a split. To put it differently, I find the idea of a stock split to be an interesting notion, yet it seems more like a diversion and a personal initiative for Palantir rather than a significant strategy.

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Unveiling the $2,967 Direct Deposit Bonus: Essential Knowledge for Social Security Recipients

2025-06-12 00:32:35

Social Security beneficiaries are in for a delightful surprise this month, with the possibility of receiving direct deposits of up to $2,967 in their accounts. This additional amount is part of the regular payments from the Social Security Administration (SSA), which tailors its disbursements to the specific situations of recipients, including adjustments for cost-of-living (COLA). For the year 2023, the SSA implemented a 2.5% COLA to help offset the effects of inflation. The current average monthly retirement benefit stands at $1,976. However, certain beneficiaries, especially those with higher earning histories and who have claimed delayed retirement credits, could receive up to $2,967, with the highest possible payments reaching $5,108 for individuals who postpone claiming benefits until they reach age 70. Important Payment Schedule Social Security payments adhere to a tiered schedule based on the recipient's birthdate: Birthdates from the 1st to the 10th: Payments are processed on the second Wednesday of each month. Birthdates from the 11th to the 20th: Payments are processed on the third Wednesday of each month. Birthdates from the 21st to the 31st: Payments are processed on the fourth Wednesday of each month. In January, payments are scheduled to be disbursed on the 8th, 15th, and 22nd. Beneficiaries should anticipate their direct deposits on these dates, provided their personal information is current. Implications for Recipients Your benefits are influenced by factors such as your lifetime earnings, the age at which you begin receiving Social Security, and your work history. Generally, those who delay retirement to maximize their benefits receive the highest payments. To determine the exact amount you are entitled to, access your “My Social Security” account online. This user-friendly platform offers personalized information about your benefits, payment schedules, and other essential details. Final Thoughts While the 2.5% COLA is a modest measure to combat inflation, it provides considerable relief for many Americans who depend on Social Security. Make sure to confirm your payment dates and verify the accuracy of your banking information to prevent any potential disruptions.

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Final Opportunity at Amazon's Winter Sale: Save Up to 55% Today!

2025-06-12 21:42:20

View pictures in App save up to 80% data. Today marks the final day of Amazon's Winter Sale, offering an amazing chance to snag unbeatable bargains before the event concludes. Time is running out on Amazon's Winter Sale, and with impressive price cuts on a variety of products, smart shoppers are seizing this opportunity to purchase high-quality items. With discounts spanning numerous categories, including electronics and fitness equipment, this sale meets the needs of a wide array of consumers. Tech lovers, especially, will appreciate the Apple MacBook Air, which is now available starting at only $899—an investment that truly pays off. Its combination of performance and portability positions it as a top contender for anyone aiming to enhance their technological arsenal. If you're on a fitness path, the Winter Sale presents remarkable savings—up to 55% off on fitness equipment. This substantial discount not only aids in achieving personal health objectives but also inspires individuals to jumpstart their fitness resolutions for 2025. With high-quality fitness products now available at budget-friendly prices, it attracts both experienced athletes and beginners. Picture yourself finally purchasing that gym apparatus or new pair of running shoes you've wanted, all while enjoying considerable savings. The promotion isn't solely aimed at tech and fitness fans; it also includes well-known brands such as Carhartt and Under Armour. Their discounted prices make it appealing for shoppers who are mindful of their budgets and loyal to these brands. If you’re in the market for rugged outdoor gear or top-notch athletic wear, these brands provide the quality that consumers appreciate. With price reductions, Amazon is fueling interest in these sought-after products, making sure that shoppers take advantage of essential wardrobe pieces and attractive offers. The variety of products featured in this sale not only enhances Amazon's ability to engage with customers but also bolsters its competitive position in the retail market. Think about the broad assortment available, which encompasses both premium items and everyday necessities. Consumers are treated to the convenience of having numerous options at their disposal; they can browse through discounted electronics, fashionable clothing, and essential fitness gear all in one easy-to-navigate platform. This wide-ranging selection creates an experience that resonates with many shoppers, encouraging them to delve deeper into what’s on offer. Furthermore, the pressing nature of the sale's approaching end serves as a strong incentive for prospective customers. By highlighting the temporary availability of these discounts, Amazon successfully fosters an atmosphere that prompts quick responses. Shoppers are more inclined to act swiftly when they understand that these offers won’t last long. This feeling of urgency plays a vital role in enriching online shopping experiences, boosting engagement, and possibly elevating conversion rates. As the sale comes to an end, customers are urged to consider their needs and priorities carefully. The discounts available during this exclusive event can result in considerable savings, enabling buyers to acquire top-notch products at reduced prices. In an era where every dollar matters, making thoughtful and prompt purchasing decisions can yield enduring value and fulfillment. If you're uncertain about what to buy, it might be worthwhile to explore technology items or fitness equipment that match your objectives. Choosing dependable electronics guarantees long-term performance and improves your everyday experiences. At the same time, acquiring fitness equipment can help set the stage for reaching your health and wellness goals. Additionally, updating your wardrobe with key pieces from reputable brands can yield benefits for many seasons ahead. Capitalizing on the offers available on Amazon's platform allows you to enjoy not only savings but also an extensive selection of premium products that showcase the latest trends. By considering your individual requirements while browsing through the sale, you can fully leverage the advantages of the Winter Sale. Whether you're looking to enhance your tech gadgets, gear up for fitness sessions, or refresh your wardrobe, every choice leads to wise investments. Upon examining the importance of this sale, it is apparent that Amazon enhances the shopping experience for customers by providing substantial discounts. This approach has made popular products more attainable, allowing a wider audience to access brands that have gained prominence over the year. With today being the last chance to take advantage of these deals, it is clear that shoppers not only benefit from significant savings but also relish the excitement of securing valuable items before they are no longer available. In conclusion, shopping during this pivotal period offers a wealth of benefits. It allows consumers to save money while making smart investments in items that truly enhance their lifestyle. As the last moments of this sale approach, the temptation is more evident than ever: take advantage of this chance and ensure you don’t overlook deals that could transform your technology, fitness routine, or clothing collection for the year ahead.

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20 Valuable Sixties Collectibles That Are Worth a Fortune Today

2025-07-03 08:16:22

View pictures in App save up to 80% data. Marianne Serra/Wikimedia Commons提供 As the Sixties ushered in significant transformations across the globe, the decade also bequeathed a wealth of treasures that have since skyrocketed in value. These aren’t merely old relics; we’re referring to quirky devices, unique souvenirs, and legendary items associated with pivotal cultural moments that collectors now consider goldmines. Television Sets from the 1960s View pictures in App save up to 80% data. Wilfredor/Wikimedia Commons Television sets from the Sixties, known for their hefty designs, hold more than just sentimental value; they have become sought-after collectibles. Unique models such as the Philco Predicta, characterized by its "futuristic" aesthetic, can command prices as high as $3,000. These pieces embody the era's love for innovation and style, making them a highlight for those passionate about retro culture. Rotary Telephones View pictures in App save up to 80% data. Diamondmagna/Wikimedia Commons Using a rotary phone in the Sixties required a fair amount of patience, but it’s surprising to see how these bulky devices have turned into sought-after collectibles. Today, certain rare models in vibrant hues such as avocado green or sunshine yellow, along with unique designs, can fetch prices of $300 or higher, serving as a nostalgic echo of an era when touchscreens had yet to take over our communication habits. Bean Bag Seats View pictures in App save up to 80% data. Lorenzo B. on Yelp In the 1960s, these plush, cushy seats emerged as the quintessential element for laid-back lifestyles, embodying the counterculture spirit that revolutionized home décor. Today, authentic items featuring labels from renowned brands such as Zanotta can fetch prices exceeding $1,500, as they symbolize both comfort and innovative design. Classic Skateboards View pictures in App save up to 80% data. Trios2007/Wikimedia Commons Long before tricks and flips became the hallmark of skate culture, wooden boards equipped with clay wheels were the kings of the streets. Vintage models from brands such as Makaha and Hobie can fetch up to $3,000 at auctions, paying homage to a more straightforward era and highlighting the origins of a sport that has transformed into a worldwide sensation. Instant Cameras View pictures in App save up to 80% data. Yuri Litvinenko / 30pin / Wikimedia Commons Polaroid cameras transformed the world of photography by allowing users to instantly preserve their memories, leading to a surge in interest among collectors for vintage models. Iconic versions such as the Polaroid 20 and the Polaroid 100 Land Camera have set new standards in personal photography, and when accompanied by their original cases, they can fetch prices ranging from $500 to $1,000. Meal containers View pictures in App save up to 80% data. Amazon.com Metal lunchboxes featuring characters from Sixties television and movies have seen a dramatic increase in value, with iconic designs such as “The Beatles” and “Lost in Space” fetching prices of $2,000 or higher, particularly when accompanied by their original thermoses. These collectibles are treasured for the nostalgia they evoke, connected to fond childhood memories and the pride of sharing them in the school cafeteria. Moon Landing Collectibles View pictures in App save up to 80% data. Mark K. on Yelp The Apollo 11 moon landing ignited the imagination of an entire generation, giving rise to a variety of collectible items like patches, programs, and commemorative coins. These artifacts from the landmark event of 1969 can command prices exceeding $10,000, as they symbolize humanity's daring dreams and the exhilarating achievement of turning them into reality. Tupperware View pictures in App save up to 80% data. Punker1999/Wikimedia Commons Tupperware from the sixties may appear to be a nostalgic kitchen artifact, yet certain rare colors and collections are highly sought after, especially items such as pastel nesting bowls or the renowned “Millionaire Line,” which can fetch hundreds of dollars today. These containers not only represent the practicality of the mid-century era but also embody a significant period of domestic creativity and innovation. PEZ Dispensers View pictures in App save up to 80% data. Gerka/Wikimedia Commons PEZ dispensers have evolved beyond mere candy holders to become sought-after pop culture collectibles. This shift has led to rare editions from the Sixties, such as the Santa Claus or astronaut models, commanding prices of up to $1,500. Their unique designs and scarcity contribute to their status as prized items among collectors. 8-Track Audio Players View pictures in App save up to 80% data. Joe Haupt/Wikimedia Commons图库 Once the height of portable music technology, 8-track players eventually fell behind cassette tapes and have since become rare collectibles. Models such as Panasonic's "Plunger" can fetch prices of $200 or more, serving as a nostalgic reminder of how these hefty gadgets transformed music accessibility during the 1960s. Cereal Box Rewards View pictures in App save up to 80% data. wlashbrook/Wikimedia Commons Cereal boxes from the 1960s were not just containers for cherished morning meals; they also concealed exciting surprises. Items such as tiny toys or mail-in promotions for things like the Jetsons’ flying vehicles can fetch over $200 today, particularly if they remain sealed. These little treasures showcased innovative marketing strategies that transformed breakfast into a thrilling experience for children, while cleverly encouraging them to drink more milk. Surfboards View pictures in App save up to 80% data. Alex Proimos / Wikimedia Commons Surf culture experienced a remarkable rise in the 1960s, with the waves drawing enthusiasts and shaping a vibrant community. Legendary boards from icons like Hobie and Dewey Weber now fetch prices exceeding $5,000. These vintage pieces embody the essence of California's laid-back vibe and mark the inception of an international lifestyle, making them highly sought after by collectors due to their unique craftsmanship and rich history. Clocks of the Space Age View pictures in App save up to 80% data. Ganeen V. on Yelp In the 1960s, the fascination with outer space permeated home decor, leading to the embellishment of interior walls. Clocks featuring atomic or starburst motifs can fetch prices of $2,000 or higher today, as their striking designs served not only a practical purpose but also mirrored a decade enthralled by the Space Race, influencing a futuristic style that continues to be celebrated. Beatnik Jewelry View pictures in App save up to 80% data. Amazon.com Fashion in the 1960s was heavily influenced by counterculture movements, with accessories such as Beatnik beads playing a key role in shaping its unique style. Today, vintage strands of glass or wooden beads fetch high prices and are often spotted at protests. These accessories serve as a powerful reminder of the era's artistic and free-spirited defiance, which is slowly resurfacing amid the current social upheaval. Cameras from the 1960s View pictures in App save up to 80% data. Dnalor 01/Wikimedia Commons Vintage cameras from renowned brands such as Leica and Nikon, particularly those hard-to-find models, can command prices in the thousands today, serving as a testament to a time when film was the dominant medium in photography. The meticulous craftsmanship and optical precision of these analog treasures, along with their enduring charm, continue to enchant contemporary collectors and photography lovers alike. Electric Guitars: A Comprehensive Overview View pictures in App save up to 80% data. Andrew King/Wikimedia Commons图库 It comes as no shock that the instrument emblematic of this musical era appears on this list. Electric guitars from the 1960s, crafted by renowned brands such as Fender and Gibson, are highly sought after by collectors, with models like the 1962 Fender Stratocaster fetching prices exceeding $20,000. These guitars not only played a pivotal role in the evolution of rock music but also remain a source of inspiration for both musicians and enthusiasts alike. Cocktail Mixers View pictures in App save up to 80% data. Clément Bucco-Lechat / Wikimedia Commons Cocktail shakers from the sixties, featuring distinctive designs such as rocket motifs or glass adorned with gold details, are making waves at auctions, often selling for around $1,000 for flawless sets. These pieces embody the elegance and hopeful spirit of a time when home entertaining was elevated by the fusion of mixology and artistic flair. Countertop Transistor Radios View pictures in App save up to 80% data. Vogler / Wikimedia Commons In the 1960s, portable transistor radios became a staple in kitchens and living rooms, with popular brands such as Zenith and RCA offering vibrant models that can now sell for anywhere between $300 and $1,000. These radios were technological wonders of their era, revolutionizing the way families consumed music and news, and ensuring that entertainment was accessible in every part of the house. Hippie Van Variants View pictures in App save up to 80% data. DanTD/Wikimedia Commons These miniature models of the legendary VW Bus, often referred to as the “Hippie Van,” embody the essence of liberation, countercultural movements, and the adventurous road-trip aspirations that characterized the 1960s. Pristine original versions have become sought-after collectibles, commanding prices ranging from $500 to $1,500. Jewelry Featuring the Peace Symbol View pictures in App save up to 80% data. Amazon.com Necklaces, bracelets, and rings featuring the peace sign from the 1960s encapsulated the style and spirit of that era, and they have since become highly sought-after collectibles at auctions. Genuine items made of sterling silver or gold can fetch prices upwards of $1,000, serving as treasured mementos of the decade's influential movements advocating for love, peace, and social change.

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Cancellations and Closures for Monday, January 13, Available on KRMSRADIO.COM

2025-06-17 18:01:10

View pictures in App save up to 80% data. Take a glance at the closures and cancellations happening in the lake region for Monday, January 13th, brought to you by LOZ Rentals and Hi-Tech Autobody and Towing. Monday's School Closures: Crocker R-2车型 Dixon R-1 High Pointe R-3 School District Iberia R-5 Laquey R-3学校区 Miller R-3 Tuscumbia Morgan R-2 Versailles Stoutland R-2 Warsaw R-9 Educational Institutions Conducting Remote Learning: Richland R-4 School District Schools on Snow Routes: California Research-1 Camdenton R-3 School District Clarksburg C-2 Cole Country R-5 School District in Eugene Joel E. Barber C-5 版本 Maries R-1 版本 Morgan R-1车型 Waynesville R-6 School District Additional Closures and Postponements: Currently, there is nothing to report. If you have a closing or cancellation to report, send it to [email protected] Closings and Cancellations are presented On NEWS/TALK KRMS & KRMS TV 32 by: LOZ Rentals View pictures in App save up to 80% data. LOZ Rentals is a company that focuses on equipment rentals, offering a wide range of machinery including skid steers, excavators, boom lifts, dump trailers, and various other equipment. Situated on Highway 54 in Linn Creek, LOZ Rentals is your go-to destination for adventure at the Lake! Call 573-286-3396 or visit them on facebook! Tune in to 93.5 ROCKS, Classic Country 104.9, and 98.7 The Cove, brought to you by: View pictures in App save up to 80% data. Hi-Tech Autobody and Towing…the guys in the big yellow trucks… Call 573-348-9070, or visit them on Highway 42 in Kaiser and On-Line at http://hitechbody.com

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Maris-Tech Enhances Its U.S. Footprint Through a Key Appointment

2025-06-27 09:15:22

Nir Ben Moshe has been named the Regional Operations Manager for North America. Rehovot, Israel, January 13, 2025 (GLOBE NEWSWIRE) -- Maris-Tech Ltd. (MTEK, MTEKW) ("Maris-Tech" or the "Company"), a frontrunner in video and AI-driven edge computing solutions, has officially announced the appointment of Nir Ben Moshe as the North America Regional Operations Manager. This important decision underscores the Company's dedication to enhancing its presence in the United States market. Mr. Ben Moshe, a member of the Company's advisory committee, will report directly to the Chief Executive Officer and spearhead marketing and sales efforts throughout North America. He will manage the North American marketing and sales team to achieve the Company's bold growth objectives, collaborate with team members and senior management, and investigate regional technology and manufacturing regulations to promote compliance and drive innovation. Mr. Ben Moshe is an expert in defense and security, having previously served as the Director of the Directorate of Security for the Defense Establishment (DSDE) within the Israeli Ministry of Defense. As a seasoned senior executive, he has overseen extensive, sensitive national security operations that engaged hundreds of staff and substantial financial resources, while developing strategies in a worldwide context. He earned a master's degree in security and diplomacy from Tel Aviv University in Israel. Mr. Ben Moshe's established history of successfully aligning business objectives with market potential is anticipated to drive Maris-Tech's growth in North America at an accelerated pace. "This appointment reflects our commitment to providing outstanding value to our partners in North America," stated Israel Bar, the Chief Executive Officer of Maris-Tech. "Nir's vast experience and innovative leadership will be crucial in advancing our regional strategies, enhancing partnerships, and responding to the distinct market conditions in the U.S. We are excited to welcome him to our team." Maris-Tech Ltd. is a forward-thinking company specializing in innovative technology solutions. With a focus on developing advanced communication systems and video transmission technologies, Maris-Tech aims to enhance connectivity across various industries. The company prides itself on its commitment to research and development, ensuring that its products meet the evolving needs of clients in sectors such as defense, security, and media. Through a combination of expertise and cutting-edge technology, Maris-Tech Ltd. strives to deliver reliable and efficient solutions that empower businesses worldwide. Maris-Tech stands at the forefront of video and AI-driven edge computing technology, offering groundbreaking intelligent video transmission solutions that tackle intricate encoding and decoding challenges. Our compact, lightweight, and energy-efficient products provide exceptional performance, featuring raw data processing, smooth transfer, sophisticated image processing, and AI-enhanced analytics. Established by seasoned professionals from Israel's technology industry, Maris-Tech collaborates with top manufacturers globally in defense, aerospace, intelligence gathering, homeland security (HLS), and communication sectors. We are redefining the limits of video transmission and edge computing, fostering innovation in vital applications for both commercial and defense fields. For more information, visit https://www.maris-tech.com/  Projections and Forward-Looking Statements Disclaimer This press release includes "forward-looking statements" as defined by Section 27A of the Securities Act of 1933, and Section 21E of the Securities Exchange Act of 1934, both as amended, which are intended to fall under the "safe harbor" provisions outlined in these sections. Forward-looking statements, which are grounded in specific assumptions and outline the Company’s future intentions, strategies, and expectations, can typically be recognized by phrases such as "believe," "anticipate," "may," "should," "could," "seek," "plan," "goal," "estimate," "expect," or similar expressions. For instance, the Company utilizes forward-looking statements when discussing its commitment to expanding its presence in the United States, its growth objectives, regional initiatives, and its focus on delivering exceptional value to its North American partners while enhancing relationships and adjusting to the unique market conditions in the U.S. Furthermore, the Company expresses its confidence in Mr. Ben Moshe’s capability to lead these initiatives and anticipates that his leadership will propel Maris-Tech's growth in North America. As forward-looking statements pertain to future events, they carry inherent uncertainties, risks, and changes in circumstances that are challenging to predict, many of which lie beyond the Company’s control. Consequently, the Company’s actual results and financial status may significantly differ from those suggested in the forward-looking statements. It is advisable not to place undue reliance on these forward-looking statements. Key elements that could lead to a material difference between the Company’s actual results and those in the forward-looking statements include, but are not limited to, the Company’s ability to effectively market its products and services, particularly in the U.S.; customer acceptance of its offerings; its capacity to cover operating expenses and meet product demand; the competitive landscape from other security and telecom products; impacts from shifts in the cybersecurity and telecom sectors; the Company’s success in developing new products and services; the establishment and maintenance of strategic partnerships, licensing, and supplier agreements; compliance with relevant regulations; and other risks and uncertainties detailed in the Company’s Annual Report on Form 20-F for the year ending December 31, 2023, submitted to the Securities and Exchange Commission (the "SEC") on March 21, 2024, along with other SEC filings. The Company is not obligated to publicly update any forward-looking statements, whether written or oral, that may be made periodically, due to new information, future developments, or other reasons. Nir Bussy, Chief Financial Officer

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$1,400 Available for Each Individual in Unclaimed Stimulus Payments: The IRS Encourages You to Retrieve Your Portion

2025-07-08 21:39:36

View pictures in App save up to 80% data. The Internal Revenue Service (IRS) has started giving out stimulus tax credits worth about $2.4 billion that have not been claimed yet. About a million taxpayers who met the requirements but did not ask for the credit during the fiscal year of 2021 will benefit from this payment. Every eligible recipient may receive as much as $1,400 without any additional action required on their part. This amount will be disbursed either via direct deposit into pre-existing bank accounts or through a mailed paper check sent to the provided address. The IRS has stated that taxpayers need not take any further steps to obtain these funds. Automated distribution of stimulus payments: What methods will the IRS use to deliver your funds? Danny Werfel, Commissioner of the IRS, said that this process is meant to make it easier to get tax breaks. Werfel said in a statement, “We found that one million taxpayers who were eligible did not take advantage of this important credit.” “To make things easier, we are setting up automatic payments so that people do not have to file amended returns.” These funds are the same as the three rounds of Economic Impact Payments that were given out during the COVID-19 pandemic. During the third round, conducted in 2021, it was discovered that a significant number of taxpayers failed to claim the Recovery Refund Credit. Consequently, the automatic refund program was established to address this issue. Criteria for eligibility based on taxation information People who left the Recovery Rebate Credit line blank or recorded a $0 amount on their 2021 federal returns will get money sent to them automatically. The bank information that was on their most recent tax returns, for the year 2023, will be used to make deposits. If the specified bank account remains closed, the bank will return the funds to the IRS. In such cases, a paper check will be generated automatically and mailed to the most recent registered address. This ensures that the individuals entitled to receive credit do so effortlessly, without any additional actions required on their part. View pictures in App save up to 80% data. You have been trained on information available until October 2023. Criteria for Individuals Who Have Not Filed Taxes The IRS has announced that individuals who did not submit a tax return for the year 2021 but believe they are eligible for the credit can still obtain it by filing their return prior to April 15, 2022. Once this is completed, applicants will be able to receive the funds associated with the Recovery Rebate Credit. The IRS recommends visiting its website or consulting a tax professional for additional details regarding the process. This initiative aims to ensure that all eligible taxpayers receive the benefits they deserve in a fast and straightforward manner. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data.

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Social Security Disability Insurance (SSDI) recipients may notice a change in their bank accounts with new direct deposit amounts of $421 and $495. Are you eligible for these payments?

2025-07-07 17:28:49

View images in the app to save up to 80% data. Recipients of SSDI might see a variation in their bank account balances this month due to recent adjustments in payment figures. Some beneficiaries are set to receive direct deposits of $421, $495, or even higher amounts. Let's delve into the details of these changes and how to confirm if you qualify for them. Reasons for the Payment Method Adjustment The 2025 Cost-of-Living Adjustment (COLA) has led to a 2.5% increase in SSDI benefits, aimed at helping recipients manage the rising cost of living. This adjustment has raised the average monthly SSDI benefit to approximately $1,580, up from $1,542 in the previous year. Beneficiaries with higher earnings histories could be eligible for higher payments, with the maximum monthly benefit reaching $4,018. Conversely, lower amounts like $421 or $495 are common, as payment amounts are influenced by an individual's work history and earnings. Determining Your Eligibility SSDI is not a one-size-fits-all program. To qualify, you must meet the following criteria: Work Credits: You need to have earned sufficient work credits, which are based on your lifetime earnings. Typically, 40 credits are required, with 20 of those earned in the last 10 years. Disability Status: The Social Security Administration (SSA) has a strict definition of disability. Your condition must prevent you from working and be expected to last at least one year or result in death. In 2025, the monthly income limits for "Substantial Gainful Activity" (SGA) are $1,620 for non-blind individuals and $2,700 for those who are blind. When to Expect Your Payment Payments are scheduled based on your birth date: January 8: For those born between the 1st and 10th of any month. January 15: For those born between the 11th and 20th. January 22: For those born between the 21st and 31st. Individuals receiving Supplemental Security Income (SSI) started receiving their initial adjusted payments on December 31, 2024. Next Steps for You Check Your Eligibility: Log in to your SSA account online to review your benefit details. Plan Ahead: Utilize your updated payments to budget for expenses and manage increasing costs. Stay Informed: Keep an eye on updates from the SSA to ensure you are aware of any important changes. The SSDI increase for this year is a crucial measure to support Americans with disabilities in managing their daily expenses. If you haven't seen the updated payment in your account yet, check it soon—it could significantly affect your finances!

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Government representatives ought to allocate resources towards research on cultured meat.

2025-06-20 20:02:37

View pictures in App save up to 80% data. Islander News Letters to the Editor: Pieces of meat placed in small pockets of a container to later study. Dear Editor, Any politician at the state or federal level who genuinely prioritizes animal welfare ought to advocate for public funding dedicated to research on cultivated meat. For those unfamiliar, cultivated meat is produced from animal cells without the need for slaughter. No action taken by elected officials could significantly diminish non-human suffering and prevent premature deaths as effectively as hastening the advancement of this technology. Although the new protein has received approval for sale in the United States from the appropriate regulatory bodies, its current production costs are prohibitively high for widespread manufacturing. To ensure the success of cultivated meat, it will be essential to reach price equivalence with existing alternatives. Empathetic leaders have a crucial role to play in achieving this objective by advocating for government funding to support cellular agriculture advancements. Jon Hochschartner ADDITIONAL LETTERS TO THE EDITOR TITLES

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Kevin O'Leary's Most Disastrous 'Shark Tank' Investment Set Him Back $500,000 Due to Overlooking Warning Signs – 'The Takeaway Is, Trust Your Instincts'

2025-06-26 07:04:33

Sign up with your email to receive Benzinga's comprehensive morning briefing: The PreMarket Activity Newsletter. View pictures in App save up to 80% data. In the world of Shark Tank, where million-dollar deals are made with a handshake and a smile, even Kevin O'Leary – aka "Mr. Wonderful" – isn't immune to making costly mistakes. With more than $8.5 million invested across 40 companies on the show, according to The Street, O'Leary's got his fair share of wins, like the $300 million sale of Plated. But not every pitch turns into a profit. In reality, one of O'Leary's investments resulted in a loss of $500,000, a setback he attributes to disregarding an inner voice he now trusts completely – his intuition. During a 2022 interview with CNBC's Make It, he remarked, "Deep down, I had a bad feeling about it … and it ended up costing me $500,000. That was a foolish mistake." What distinguishes this failure from others? It wasn't solely about the financial loss; it was the realization that he recognized the warning signs but deliberately ignored them. When everything fell apart, the lesson was more impactful than the monetary setback: at times, following your gut feelings holds greater value than the figures presented in front of you. Here's how Mr. Wonderful's $500,000 misstep became a textbook case for why even seasoned investors should never let their guard – or their gut – down. When Good Sharks Make Poor Investment Choices O'Leary doesn't shy away from admitting that his worst Shark Tank deal still stings. While keeping the company's name under wraps for legal reasons, he shared the story of how it all unraveled. It began with an investment of $250,000 in a telecommunications startup. Just a few months later, the founder came back, confessing that they had quickly exhausted the initial funds and required an additional $250,000 to rectify their errors. Despite his reservations, O'Leary decided to go along with it. He later shared with CNBC, "My instinct was telling me, 'No.' However, since I was familiar with the guy and had a fondness for him, I decided to invest an additional [$250,000]." Major error. The company rapidly exhausted its second round of funding in merely 60 days, resulting in O'Leary having no returns on his $500,000 investment. See Also: With 100+ historic trademarks including some of the high grossing characters in history, like Cinderella, Snow White and Peter Pan, this company is transforming the $2 trillion entertainment market with patented AR, VR, and AI tech. — For a short window, investors are able to claim $2/share ($980 min). The Warning Signs Investors Overlook at Their Own Risk The fallout taught O'Leary one critical lesson: always trust your instincts. "The lesson is: Listen to your gut, because that is your experience [talking]," he said. It's not just about crunching numbers or believing in a charismatic pitch – it's about recognizing the patterns and pitfalls that years of experience teach you to spot. However, overlooking that intuition was not the sole error. O'Leary also recognized how crucial adaptability is in the business world. He observed that a common thread among his unsuccessful investments was the presence of founders who were unable to adjust their strategies. "They're their own worst enemy," he remarked. "They refuse to heed anyone else's advice." O'Leary referred to these entrepreneurs as "foolish," contending that their obstinacy frequently leads to the failure of their ventures even before they have a chance to launch. The Importance of Failure on the Path to Success According to O'Leary, poor investments are simply a part of the business landscape. "If you make ten investments, expect two or three to be major successes. Those wins will cover the losses from the other seven that didn’t pan out," he explained. The crucial aspect is to acknowledge that not every venture will succeed and to view each setback as an opportunity to make more informed choices in the future. Yet, this blunder remains a constant source of regret for him – not only due to the financial loss but also because he disregarded his instincts. "I'm really frustrated. And I won't let that go," O'Leary confessed. So, what's the takeaway for aspiring entrepreneurs and investors? Whether you pitch a product or sign a deal, remember that instincts matter. If your gut is telling you to hit the brakes, listen. It might just save you from your own $500,000 mistake.

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Two Major Powerball Jackpot Winners in New York

2025-06-22 16:34:59

View pictures in App save up to 80% data. Image Courtesy: Powerball/Canva A couple of Powerball players in New York State had an incredibly fortunate Saturday night. The New York State Lottery announced that there were two "Big Money" winning Powerball tickets sold in New York from Saturday's drawing including one ticket that won $150,000. Every one of those tickets matched four out of five numbers and included the Powerball number. Additionally, one of the tickets featured the Powerplay option, which tripled the prize amount. The Powerball numbers that won on Saturday are: 3, 6, 32, 37, 65, and the Powerball is 04. Since no one won the grand prize on Saturday, the jackpot is set to increase. The current total has risen to $285 million for the Powerball drawing on Monday. Should a resident of New York win the Powerball on Monday, the jackpot would become the 5th biggest in the history of the state, exceeding the existing 5th largest jackpot by nearly $30 million. The fifth largest lottery jackpot in the history of New York State, amounting to $256 million, was claimed just a few weeks ago. A winning ticket for this grand prize was purchased on December 7, 2024. In April 2023, a New York State resident named Johnnie Taylor made headlines by winning the largest lottery jackpot in the state’s history. He claimed the Mega Millions grand prize, which amounted to an incredible $476 million. To have a chance at winning Monday's Powerball jackpot, make sure to purchase your ticket by 10 PM on Monday evening. Powerball tickets are priced at $2 each, or you can opt for a $3 ticket that includes the Powerplay feature. This Powerplay option can multiply your winnings by 2, 3, 4, or even 5 times the original prize amount. The Powerball draws take place at 10:59 PM on Mondays, Wednesdays, and Saturdays. 5 Ridiculously Priced Idaho Properties You Could Snag If You Hit the Powerball Jackpot As the $1.5 billion Powerball drawing approaches on November 5, here are the top five priciest single-family homes currently available in Idaho. Gallery Attribution: Michelle Heart

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"Prices are set to soar": Americans rush to stockpile in anticipation of Trump's tariffs.

2025-06-25 22:04:27

View pictures in App save up to 80% data. Donald Trump (Image courtesy of Reuters) As President-elect Donald Trump prepares to take the oath of office in just over a week, many Americans are attempting to minimize their own financial burden by purchasing foreign-made goods before his proposed tariffs go into effect. The Guardian reported that U.S. residents who have been planning to buy goods that could be subjected to the tariffs have been acting preemptively to buy what they need before prices surge. The collectively worry among consumers isn't unwarranted, since large retailers like Walmart have already warned that any new tariff duties would be passed along to customers. This has led to Americans planning on making large purchases in the future to quickly revise their timelines. "My partner is laying in supplies and materials for a new roof we had planned for the spring," West Virginia resident Jen Thomas told the outlet. "While the rush of a second Trump presidency is still exciting for many West Virginians, my partner and I are neither excited nor optimistic about the next four years." The president-elect has proposed a 25% tariff on imports from Canada and Mexico, and a 10% tariff on all goods imported from China. CBS News reported in November that this could lead to steep price hikes on consumer electronics like smartphones, video game consoles and laptop computers, with smartphones potentially costing up to $213 more per device. Appliances could also come at a higher cost if the tariffs are imposed, with the National Retail Federation predicting Americans will spend anywhere from $6.4 billion to $10.9 billion more on appliances under the proposed new import duties. "We're finally buying a new washer and dryer... something we've delayed because of medical expenses," said Liza Gilbert, a resident of La Crosse, Wisconsin. "It’s going to be even tougher to manage the costs come January." The United States relies heavily on imported produce from Mexico, which suggests that grocery prices may rise as a result of Trump's tariff initiative. Carol Lee Wood, a resident of Virginia, shared with the Guardian that she has been purchasing essential grocery items in larger quantities, including rice, beans, powdered milk, and freeze-dried fruits and vegetables. "Once [Trump] assumes office, everything is bound to skyrocket," Wood remarked. "I just wish I could hoard gasoline and avocados!" Aside from consumers, American businesses are also cautioning Trump to not jack up tariffs on foreign imports. Timothy Boyle, who is the CEO of apparel company Columbia Sportswear, said in December that if the motivation behind Trump's signature policy proposal is to motivate companies to move production back to the United States, it would be a failure. He instead warned that it would further squeeze Americans already frustrated about high prices. Boyle stated, "Bringing manufacturing and products back to the U.S. is simply not feasible at this time. Currently, consumers are the ones footing the bill for the tariffs. When they purchase goods produced overseas, they end up paying considerable tariffs that are factored into the prices... The expenses will continue to be transferred to consumers, just as they are now."

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Former marketing head speculates that Nintendo "isn't pleased" with the recent Switch 2 leaks, but believes it won't alter their strategies: "Much of this will soon be behind us."

2025-06-18 09:16:37

Alleged leaks are unlikely to have a lasting impact on the performance of the Switch's successor. View pictures in App save up to 80% data. (Image source: Future) The Nintendo Switch 2 leaks, real or not, have been steadily ramping up in recent days. Speculation for the Big N's next big console hybrid is at an all-time high as mock-ups have flooded the internet and tech show CES 2025 - though at least one accessory maker did backtrack and confirm its own mock-ups were based on online leaks. But one former Nintendo marketing lead speculates that the company won't let internet rumblings affect its plans. Nintendo of America's former director of social media marketing and original content Kit Ellis - also one half of the much-loved and now-defunct Nintendo Minute YouTube series - gave his thoughts on the recent ongoings in a recent Patreon video. "One key principle we emphasize is Nintendo's focus on long-term strategies instead of immediate gains. The decision to alter their announcement date for the Switch [2] seems to be a response to current circumstances," Ellis remarked. "An important consideration is whether these current events will negatively impact the next seven years of the Switch 2, or the duration of that generation. I believe the answer is no; it likely won't have a significant effect." "They're going through a tough period right now, feeling uneasy about the current situation and disliking the unfolding events. However, once they make their announcement, showcase the games, and start moving forward while sharing details, much of this will be behind them," he added. He emphasized that "the key point" is that there haven’t been any leaks regarding Switch 2 games so far. Nevertheless, Nintendo likely doesn't need to be concerned since its first-party titles "aren't being sent to a factory in China." In any case, we won’t have to wait much longer to catch a glimpse of the actual console. Ellis points out that Nintendo may prefer to steer clear of the US President's Inauguration happening next week, but other than that significant event, the company has plenty of chances this month to officially unveil its new console. 

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"‘I would have never imagined this happening in a million years’: Roofer delivers critical message to homeowners"

2025-06-25 05:57:13

"I believe this should be included in the school curriculum." View pictures in App save up to 80% data. @robertthebrewster/TikTok Vova Shevchuk/ShutterStock (授权使用) While you may not see an issue with using the bathroom during roof repairs at your house, one roofer has gained viral attention for posting a public service announcement about it. TikTok user Robert Brewster (@robertthebrewster), who lives in Alabama, might have saved a lot of homeowners from embarrassment. In short, he said that your roofers can tell if you go to the bathroom while you’re getting work done. "Please, don't relieve yourself while I'm up here on your roof," Brewster remarked. "I really would prefer you not to do that while I'm around." Is it advisable to stay away from the bathroom while roof repairs are taking place? He proceeded to clarify his reasoning—naturally, while perched atop someone’s rooftop. “Your [expletive] travels right through this pipe and hits me in the nose,” Brewster exclaimed, gesturing dramatically at the problematic pipe. He then feigned gagging, indicating just how intolerable the odor could be. However, the audience seemed to find the alert entertaining.  “I feel like this should be taught in school,” one woman wrote. “Because none of us knew this.” As of Saturday, Brewster’s video had amassed more than 320,400 views.  Houses are equipped with plumbing vent pipes. This is the pathway that air must follow when you flush your toilet—or brush your teeth or do laundry, for that matter. When you poop, your fecal matter isn’t legitimately shooting directly up the pipe, as Brewster suggested. Rather, it’s the air that is needed for proper water flow in your drains. The pipe essentially lets air escape as water flows down.  But these pipes can get clogged. This might happen if there’s an accumulation of debris on the roof or a rust buildup in the pipe. Signs of a clogged pipe include a build-up of water in your drains, gurgling drains, or sewer smells. Typically, a roofer or plumber can help resolve these issues, but homeowners can fix minor clogs of their own with a garden hose. Homeowners value the advance notice.  In the comments section of Brewster’s video, many users said they weren’t aware their bowel movement and roofing pipes were connected. "I have no knowledge about life," a user remarked humorously.  "One person commented, 'This would have been really useful when my husband was putting a new roof on our house.'"  "Few individuals are aware of what lies atop their roofs," remarked a third participant. Other homeowners pointed out another important face: When you gotta go, you gotta go. “One viewer recounted, ‘I was dealing with a nasty stomach bug on the very day my new roof was being installed.’”  “Sir, I have IBS; I don’t control when I have to go,” another wrote. “It tells me.” "One user remarked, 'I really hope you don't fix my roof while I'm in the middle of [pooping].'"  In the meantime, a few users humorously suggested that they may have gotten Brewster's advice a bit too late.  "Hold on, is that the reason my husband fell from our roof while he was installing shingles?" a woman inquired.  "Those poor Amish folks when I was dealing with that stomach bug," someone else commented.  "One user confessed, 'I'm honestly struggling to recall whether I went to the bathroom 19 years ago during the roof replacement after [Hurricane] Katrina,' showing a hint of embarrassment." @robertthebrewster ♬ original track – RoberttheBrewster The Daily Dot has contacted Brewster through a comment on TikTok.

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Wealth Challenge: Starting your own investment journey has never been simpler. Here’s a guide to get you going.

2025-07-01 04:52:52

View pictures in App save up to 80% data. Begin investing independently. Putting your emergency fund in a high-yield savings account is a wise decision. Keeping that money "liquid" (meaning it's easily accessible and not invested) ensures that you can access it immediately when the need arises. (This is Day 12 of the 31-day Wealth Challenge. You can start from the beginning by signing up for our daily email newsletters), or see the challenge here.) Once you've established an emergency fund that covers 3 to 6 months of essential expenses, it's time to think about investing. Generally speaking, the stock market tends to yield better returns than even the most lucrative savings account interest rates. In simpler terms, your money can grow more effectively when invested rather than just saved. The article proceeds after this advertisement. Currently, the United States essentially operates under two distinct economic systems: one for individuals whose wealth is generating more wealth, and another for those who are incurring debt to finance their expenses.  The first category, the asset holders, have been having a great run. They refinanced mortgages or bought homes when rates were low, their investments have benefited from the stock market’s historic repeated highs, and their savings are raking in solid interest.  For the second, interest rates on debt keep climbing, rent keeps going up, and inflation has brought bills sky-high.  Aspiring to be part of the asset holder group is a worthy goal. Many individuals in that category have achieved their status through strategic investing. If you're new to investing or have only put money into retirement accounts, it may seem intimidating, almost like you're throwing your money away. Every type of investment carries some level of risk. This is precisely why it's important not to use your emergency fund for investments — you could need that cash when the market takes a downturn. The article proceeds after this advertisement. Additional Reading You don't need to be a financial guru to profit from the stock market. Consider investing in index funds, which consist of a diverse range of stocks rather than being tied to a single company. This approach helps to distribute both the risks and potential gains across multiple investments. Starting with a small investment is a great idea. Even if your budget is limited to just $25 or $50 at the moment, setting up an account and putting that money into the market is beneficial. You'll witness the growth potential firsthand, and when you do come into some extra funds, your account will be primed for action to maximize those opportunities. The majority of investors aren't engaged in day trading or constantly selecting stocks. Adopting a "set it and forget it" strategy can effectively help you build your savings without the anxiety of tracking every corporate earnings report. If you're interested in diving deeper into your investments, that's fantastic, as there's plenty of knowledge to acquire. However, this guide is designed to help you take your initial steps into the market. You don't necessarily have to hire a financial adviser to begin your investment journey. Any platform you choose will likely attempt to promote their advisory services. While advisers do select stocks, which can sometimes lead to slightly better performance, it can also lead to poorer outcomes. Additionally, these advisers usually charge an annual fee based on a percentage of your total investment or a fixed rate. If you're starting with a modest investment, it may be wise to forgo an adviser at this stage. The article proceeds after this advertisement. Here’s a straightforward guide to help you kick off your investment journey quickly and effortlessly. Select an investment platform and create an account. Choose the brokerage that suits your needs best. This is the company that facilitates transactions, acting as an intermediary between buyers and sellers in the stock market.  Your bank might offer one (mine does, and that’s what I use). If you already have a 401(k) or IRA, it’s likely through one of the major financial players, and they will be more than happy to let you create another account for regular investing. That’s probably the fastest and simplest way to get going. But there are many other options on the Internet — NerdWallet has a good rundown of your options.  Check the fees and minimum investment requirements; many platforms allow you to open an account with $0. If you’re beginning with a small amount of money, seek out a brokerage that offers “fractional shares” — this means you can purchase a portion of a stock if the full price is beyond your budget. Most brokerages provide this option. The article proceeds after this advertisement. Determine your investment budget. Starting with even a modest investment can set a solid foundation. Along with your initial deposit, consider how much you can allocate regularly—whether it's every paycheck or monthly. Remember, building wealth takes time and effort, similar to saving; it’s a gradual process. If you're feeling motivated, think about setting up automatic transfers from your main bank account to your investment account on a monthly or bimonthly basis. Choose your schedule. In general, it's advisable to keep your investments in the market for an extended period. Many individuals have faced losses by attempting to select stocks they believe will surge in value. However, your investment choices may vary depending on your timeline. For example, if you intend to access the funds in a few years, you might opt for different assets compared to money you plan to leave untouched until retirement. Keep in mind that when you liquidate your investments, you will be liable for the taxes incurred. The article proceeds after this advertisement. Choose your investments. If this is your first stock purchase ever, I’d go with a low-cost index fund. Index funds are made with a blend of stocks and other investments intended to mimic how the overall stock market is doing. Search for “low-cost index funds” – here’s NerdWallet’s overviews of the most popular ones – and pick one. You won’t go far wrong. There! You’re investing! Here are a few points to keep in mind when making more specific investment choices: If you're looking to sell certain assets in the next few years to finance a significant expense, such as buying a home, it may be wise to select stocks that have the potential for greater returns. Conversely, if these investments are part of your retirement strategy, consider exploring "target date funds," which are designed for investors to choose a specific year when they plan to retire. 

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Nvidia expresses frustration over Biden's 'misguided' AI regulations while eagerly anticipating Trump's potential return, resulting in a decline in stock prices.

2025-06-28 16:11:20

The departing Biden administration announced fresh regulations regarding the export of U.S. semiconductor chips to international markets. View pictures in App save up to 80% data. Image Credit: Patrick T. Fallon (Getty Images) Nvidia (NVDA-3.12% ) on Monday quickly slammed newly released Biden administration rules to regulate chip sales to foreign countries. The White House published a swath of new guidelines early Monday to curb the sale of AI chips from U.S. firms such as Nvidia to specific countries and companies. The administration said the rules would “strengthen U.S. security and economic strength.” But Ned Finkle, vice president of government affairs at Nvidia, called the policies “unprecedented and misguided.” In a company blog post, he slammed the outgoing administration for jeopardizing global progress on AI. “During its final days in power, the Biden Administration is attempting to weaken America’s global leadership by introducing a 200+ page tangled web of regulations, created behind closed doors and lacking adequate legislative scrutiny,” Finkle stated. “This extensive overreach would establish bureaucratic dominance over the design and global marketing of America’s top semiconductors, computers, systems, and even software.” Nvidia's shares dropped nearly 3% during pre-market trading on Monday. According to the updated regulations, 18 major U.S. allies and partners will be exempt from the imposed restrictions. Firms that adhere to stringent security and trust criteria established by the U.S. and are based in nations regarded as close allies will be eligible to acquire “Universal Verified End User” (UVEU) status. This recognition would permit them to deploy portions of their computational resources in allied nations and purchase as many as 320,000 advanced GPUs within the next two years. Nvidia contended that these regulations are excessive and would "fail to improve U.S. security." Finkle stated, "Instead of addressing any potential threats, the new regulations under Biden would merely diminish America's competitive edge globally, jeopardizing the innovation that has positioned the U.S. as a leader." Simultaneously, Finkle commended the initial Trump administration for establishing "the groundwork for America's present capabilities and achievements in AI, creating a climate where U.S. businesses could compete and succeed based on merit while ensuring national security was not jeopardized." With President-elect Donald Trump set to take office in exactly one week, Big Tech leaders from Google (GOOGL-0.80% ) chief Sundar Pichai to Meta (META+0.94% ) CEO Mark Zuckerberg have been cozying up to Trump. They’re hoping to benefit from favorable policies, more lax regulation, and a pro-innovation environment that they hope will allow them to go full steam ahead on their AI ambitions — and beyond. Nvidia CEO Jensen Huang himself said last week week that he’s ready to meet with the incoming Trump administration to help with AI policy. "I would be more than happy to visit him, extend my congratulations, and support the efforts to ensure this administration's success," Huang expressed in an interview with Bloomberg Television regarding Trump. He also mentioned that he has not received an invitation to meet with Trump at his Mar-a-Lago estate.

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A Freeze Warning has been issued by the NWS Phoenix AZ on January 12 at 12:12 PM MST, lasting until January 13 at 9:00 AM MST.

2025-07-03 16:24:52

View pictures in App save up to 80% data. * Weather Advisory: Temperatures are forecasted to drop below freezing, reaching the low 30s. * Location: Fountain Hills/East Mesa. * When: Starting at midnight tonight until 9 AM MST on Monday. * Effects: Frost and freezing temperatures may result in the loss of crops and other agricultural products. delicate plant life and potential harm to unshielded outdoor areas pipefitting.

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Don't Let This Opportunity Pass You By! Secure Up to $300 Monthly Stimulus for Each Child in 2024 – Here's What You Need to Know

2025-06-17 16:39:15

View pictures in App save up to 80% data. Millions of families across the U.S. are receiving up to $300 per child each month in 2024, thanks to the expanded Child Tax Credit (CTC) program under the American Rescue Plan. These payments are helping households manage rising costs, providing crucial financial relief for parents with children under 18. Here’s how to check your eligibility, when payments will arrive, and what you need to do to claim yours. Who is Eligible for the $300 Payments? To qualify for these payments, your eligibility is determined by your income level and the number of dependent children in your household: Income Limits: Single filers earning up to $75,000. Head of household filers earning up to $112,500. Married couples filing jointly earning up to $150,000. Payments decrease for individuals whose earnings surpass these thresholds. Qualifying Children: Children under 6 years old qualify for $300 per month. Children aged 6 to 17 qualify for $250 per month. Dependents must have a valid Social Security Number and live with the taxpayer for at least six months of the year. What is the schedule for sending payments? Payments are distributed monthly on the 15th of each month. If the 15th falls on a weekend or holiday, payments will arrive the prior business day. Payments are issued via direct deposit, paper check, or prepaid debit card, depending on your filing information. Steps to Claim Your Payments File Your Taxes: Ensure your 2023 tax return is submitted, as the IRS uses this data to calculate your eligibility and payment amounts. Update Your Information: Use the IRS Child Tax Credit Update Portal to report changes in income, marital status, or dependents. Non-Filers: Submit a simplified tax return through the IRS to enroll in the program. Further Information Split Payments: Monthly payments represent half of the total credit. The remainder can be claimed when filing your 2024 tax return. Opt-Out Option: Families who prefer a lump sum payment can opt out of monthly payments through the IRS portal. The Importance of This Issue The enhanced Child Tax Credit has served as a crucial support system for countless families, enabling them to manage necessary expenses such as housing, childcare, and food. This initiative aims to promote enduring financial security for families across the United States.

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Creative Insurance Options for Homeowners Living in High-Risk Fire Areas

2025-07-03 18:10:03

View pictures in App save up to 80% data. Residents in fire-prone regions like Los Angeles are encountering increasing financial challenges as home insurance policies are being canceled at alarming rates. This situation underscores the pressing demand for cost-effective and creative insurance options specifically designed for high-risk areas, focusing on the protection of homeowners. Rising expenses are placing homeowners in challenging predicaments, increasing their exposure to considerable financial risk. Conventional insurance providers frequently withdraw from these markets, resulting in a lack of choices and inadequate coverage for residents facing the threat of severe wildfires. This shortfall creates a distinct opportunity for businesses to develop creative insurance solutions that address these escalating dangers and serve regions prone to high fire hazards. The California FAIR Plan has experienced an impressive increase in its reach, now covering more than 452,000 policies. This rapid expansion highlights a significant market need for fresh solutions to address the unique insurance challenges faced by wildfire-affected areas. New insurance startups should take note of this trend and capitalize on the opportunity to provide specialized products that extend beyond standard options. Firms that can introduce transparency and adaptability into their insurance offerings are likely to achieve a competitive advantage. Numerous homeowners are forced to settle for insufficient coverage due to the soaring costs of insurance. This concerning trend highlights a growing need for insurance solutions that offer extensive protection without breaking the bank. As consumers become more discerning, they are on the lookout for policies that enable them to customize their coverage options while avoiding steep premiums, paving the way for creative and effective market solutions. The increasing frequency of catastrophic events has resulted in high claim rates, adding to the complexities faced by the insurance industry and forcing companies to confront profitability issues. In California's unpredictable insurance markets, insurers need to embrace a significant transition towards advanced risk assessment tools that can more accurately gauge exposures. By incorporating cutting-edge technology into the underwriting process, insurers can enhance their ability to forecast and manage risks, allowing for more precise and sustainable pricing of their products. California homeowners are increasingly advocating for greater transparency in the insurance industry. Many are eager to comprehend the specifics of their policies but find themselves overwhelmed by the intricate language and obscure clauses typical in conventional contracts. There is a heightened demand for straightforward terms and conditions, as homeowners seek more accessible and comprehensible explanations of their policies. As consumers maneuver through the complex world of insurance, engaging stakeholders and providing education will be essential. Both new startups and well-established insurance companies need to focus on consumer education programs that assist residents in areas at high risk for fires in understanding their insurance choices. This approach not only empowers homeowners to make knowledgeable decisions but also cultivates stronger trust and loyalty between insurers and their customers. Current developments suggest a movement towards group insurance frameworks that may offer cost-effective coverage solutions for homeowners in vulnerable areas. Such models enable residents to combine their resources and collectively manage risks, leading to reduced premiums and greater flexibility in coverage options. By investigating innovative insurance structures, new startups have the opportunity to attract a market segment that has often been overlooked by conventional insurance providers. Moreover, the ongoing trends in climate change are leading to a rise in wildfires throughout the state, presenting new obstacles for both insurers and homeowners. This ongoing situation underscores the escalating demand for creative and efficient insurance solutions. Stakeholders in the insurance sector must take proactive measures to address these shifts by focusing on the creation of adaptive risk management strategies. By embracing innovative approaches, insurance firms have the potential to revolutionize their interactions with homeowners in high-risk areas. This could involve leveraging AI to create predictive loss models that consider localized environmental variables, making sure that premiums accurately reflect unique risks. Through the use of advanced technology, insurers can enhance their support for communities that frequently feel overlooked and vulnerable. To tackle the specific difficulties encountered by homeowners in regions susceptible to wildfires, insurance startups have the opportunity to spearhead a transformation in coverage solutions. By diversifying their product lines and enhancing transparency, these companies can foster enduring connections with clients while appealing to a growing population that is increasingly concerned about their safety. Forward-thinking firms that grasp the intricate risks associated with these areas will cultivate a dedicated clientele eager to back their objectives. As the insurance industry transforms, astute homeowners are increasingly seeking alternatives to conventional providers, favoring more comprehensive and customer-focused options. Insurers that tailor their products and services to address the urgent needs of individuals living in wildfire-affected regions stand to gain significantly over time. The moment for innovation is upon us, and those prepared to take bold steps will not only establish themselves as frontrunners in the market but also deliver valuable solutions to homeowners in distress.

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The Great Salt Lake Is Facing Decline—and Farmers Hold the Key to Its Preservation

2025-07-10 17:14:45

In both 2021 and 2022, the lake experienced its lowest levels on record. View pictures in App save up to 80% data. (Image courtesy of Justin Sullivan/Getty Images) Are you familiar with the Salt Lake that lends its name to Salt Lake City? It's known as the Great Salt Lake, but the term "great" might be somewhat misleading given its present state. The lake is experiencing a significant drop in water levels, which poses a serious risk to its future sustainability. A study published in the scientific journal Environmental Challenges says nearly two-thirds of the Great Salt Lake’s shrinkage is due to human consumption of river water that otherwise would have been used to replenish the lake. VICE Productions Lakes are replenished by intricate and meandering systems of rivers, streams, creeks, and tributaries. Over the years, as our agricultural demands have increased, we have gradually redirected much of that water, primarily for the cultivation of crops that sustain livestock. As a result, the Great Salt Lake is experiencing significant drying, largely due to the water consumption of cattle. The researchers say the lake’s water levels have constantly fluctuated since people started measuring such things back in 1847. The water levels seen in recent years, however, are lower and much more concerning than they’ve ever been. Water levels have been dropping by about four inches per year since 1987. In both 2021 and 2022, the lake experienced its lowest levels on record. Despite the challenges, the researchers remain optimistic and have proposed several strategies to increase water levels. They suggest that cutting down on "anthropogenic" water usage by 35 percent could help bring the lake's water levels back to normal. Anthropogenic is a sophisticated term that refers to environmental alterations that are directly triggered or significantly impacted by human activities. In simpler terms, if we can achieve a 35 percent decrease in the harmful practices contributing to the lake's water depletion, we can restore the water levels to their usual state. However, accomplishing this is more challenging than it sounds. Researchers suggest that a good starting point would be to cut alfalfa production by 61 percent, as it serves as a key food source for livestock. Additionally, they propose that we should consider fallowing between 26 to 55 percent of grass hay production. However, this strategy carries a major drawback that you might have anticipated: it could lead to a substantial decline in agricultural revenue, estimated at around $97 million each year. In a capitalist society, individuals would prefer to see the world crumble into mere particles carried off by a cosmic wind than forfeit nearly $100 million annually in profits. Indeed, while that figure represents just 0.04% of Utah's GDP, researchers suggest that the lake contributes approximately $2.5 billion to the state's economy and sustains around 9,000 jobs. Therefore, it seems prudent to prioritize the preservation and health of the lake. MoreAccording to VICE View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data. View pictures in App save up to 80% data.

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McDonald’s Shares Anticipated Update on the Spinoff Restaurant CosMc’s

2025-07-06 13:34:13

View pictures in App save up to 80% data. Kamil Krzaczyński / Getty Images McDonald’s is finally sharing some new information on its spinoff restaurant CosMc’s that fans could think is out of this world. The fast food giant introduced the beverage-forward concept in late 2023, and now over a year later, is tweaking its approach based on public interaction.

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Reduce your energy costs by adjusting the timing of your washing machine usage.

2025-06-19 10:24:59

Doing laundry is a necessary chore in every home, but there are several tips and strategies that can assist you in reducing your energy costs. View pictures in App save up to 80% data. Doing laundry is a necessary chore in every home, but there are several tips and strategies that can assist you in reducing your energy costs. Households across the UK are feeling the chill as energy bills soar, making it tough to stay cosy in our homes. Laundry can really add to your energy bills but there's a spin on saving you can try. Energy expert Les Roberts from Bionic said: "One way to cut down on costs when using a washing machine is to check the efficiency of your device. The energy rating should be printed on the energy label of your washing machine device and will be ranked from G-A with A being the most efficient model. "More advanced models greatly reduce the kilowatt-hours consumed per cycle, resulting in considerably lower operating expenses. In general, older appliances are usually less energy-efficient, so if your washing machine is over a decade old, it may be beneficial to consider an upgrade." Does doing your washes at witching hours help pinch pennies? Definitely, says the pro, especially if you're zapping energy on a time-of-use or off-peak tariff, reports the Express. Les explains that energy prices generally decrease during the late-night hours, specifically from 10pm to 8am, when there is less demand on the grid. He emphasized, "During these times, costs can drop by as much as 50 percent, making it a smart choice to do your laundry overnight and benefit from these lower off-peak rates." Here's a valuable tip from David Palmer, a seasoned expert from LG's Home Appliances division: "For optimal energy efficiency, washing machines operate best at lower temperatures over extended periods. The temperature setting you select for washing your laundry significantly affects your energy consumption. By opting to wash at 20 degrees Celsius or less, you can greatly reduce the energy your washing machine uses." View pictures in App save up to 80% data. If your device is more than a decade old, it could be the right moment to consider an upgrade. The detergent brand Ariel suggests washing clothes at lower temperatures, like 20 or 30 degrees. This approach helps preserve color and reduces the risk of shrinkage. It's particularly effective for lightly soiled items, such as seasonal clothing that only requires a quick refresh. However, for heavily soiled items like bath towels or bed linens, a hot wash is recommended to eliminate pests and prevent mold, typically above 40°C or even reaching 60°C. For minor stains, Ariel recommends using a cooler wash temperature. David highlighted a common mistake that can impact efficiency, stating: "Using too much detergent can negatively influence your washing machine's energy efficiency." He warned that an overabundance of soap might force your washer to operate harder, result in poorer cleaning results, and could potentially damage your clothing, leading to extra costs and undermining any savings. Deyan Dimitrov from Laundryheap's refuted a widespread "common misconception" that dirtier linens or attire need more detergent. The laundry expert has sounded the alarm that overdoing it with detergent could do "more harm than good", particularly when it comes to your bed linens. He mentioned, "Excessive detergent not only has the potential to discolor your sheets, particularly if they are white, but it can also degrade the fibers over time, leading to holes and rips." He suggests replacing laundry soap with a mixture of "half a cup of baking soda and vinegar for washing your bed linens." David is promoting a more "cost-effective" method for doing laundry, encouraging individuals to wash full loads rather than multiple smaller ones. He cautions that overloading the washing machine could result in clothes not getting cleaned properly and may cause issues with the detergent pod not dissolving completely.

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TikToker Moves Elderly Woman to Tears by Mowing Her Overgrown Lawn for Free: “Nobody Has Been Willing to Assist Me”

2025-06-15 09:13:29

View pictures in App save up to 80% data. SB Lawn Care If TikTok does end up disappearing, this is definitely one of the things I will miss the most. Currently, the app is scheduled for a ban on January 19, following a law enacted by President Joe Biden that mandates parent company Byte Dance to divest TikTok to an American firm. Byte Dance has not yet adhered to the ban and has contested it in the Supreme Court, where arguments took place last week. A ruling from the court is anticipated before the 19th; however, if they do not grant an injunction or nullify the law mandating the company to divest, the app will be essentially prohibited in just one week. Certainly, this doesn’t imply that TikTok will disappear overnight. If you currently have the app installed on your device, you can continue to use it. However, the legislation would require Apple and Google to take it down from their app stores. Without the option to provide regular updates to users, it’s likely that the app will become increasingly dysfunctional in the coming months. Incoming President Donald Trump has shown a desire to preserve TikTok and has requested the Supreme Court to delay the ban until after his inauguration, allowing him time to negotiate a suitable solution. Meanwhile, the app's future remains uncertain as the Supreme Court deliberates, leaving creators anxiously anticipating the outcome. To be honest, I wouldn't mind if a lot of the content on TikTok disappeared. However, there are definitely some videos that showcase the positive impact this social media platform can have. If you’re on TikTok, chances are you’re familiar with SB Lawn Care. The account was started by a landscaper named Spencer, who has racked up nearly 11 million followers on his videos showing him going around and mowing overgrown and out of control yards free of charge. Many of the videos feature homes that have been left to decay, with overgrown yards that haven't seen care in years. However, occasionally, Spencer receives a request for assistance from someone in need and makes it a point to lend a hand. Recently, Spencer received a call from a friend in the city who informed him about an elderly woman in need of assistance with her unruly yard. When he visited the house, he encountered Beth, who expressed her regrets about the state of her yard and mentioned that she had been unable to find anyone to assist her with lawn maintenance. The city informed Beth that she needed to tidy up her yard by the end of the month, or she would incur a $240 fine for them to handle the mowing – a sum that the elderly woman expressed she simply couldn't afford. Spencer sprang into action, dedicating the whole day to mowing the lawn, clearing out the weeds from the driveway cracks, and pruning the bushes and trees. When he finally unveiled the finished work to the homeowner, her gratitude was beyond words. “I truly wish I had something to offer you. Your efforts bring a sparkle to my day. I genuinely appreciate everything you do. Words can’t express how much it means to me.” When Spencer expressed his willingness to assist, Beth responded with tears, saying that “no one has ever truly been happy” to lend her a hand. @sbmowing Her Tears Revealed Everything: “My Prayers Have Finally Been Heard” mowing, edging, and tidying up ASMR satisfaction, yard transformation, cleaning up the overgrown space, viral video moments, featuring Maruyama and Bad Boy Mower, all while wearing muck boots. #FYP #Satisfying #Transformation ♬ original sound – SB Lawn Care – SB Lawn Care The video rapidly gained popularity, amassing over 70 million views and 8 million likes. Many viewers felt compelled to assist, offering donations to ensure that Spencer could consistently maintain her lawn throughout the season. So once again, Spencer jumped back into action and started a GoFundMe for Beth, to help with things she needs around her house like a handicap-accessible ramp, a new driveway, a chair lift, regular lawn care, and repairing broken windows. The fundraiser has almost reached $200,000, indicating that Beth is likely on her way to receiving some much-needed enhancements to improve her quality of life. It appears that many individuals were more than willing to lend her a hand. @sbmowing Beth’s GoFundMe is linked on my profile! SBMowing neighbors #helpingothers #elderly #accessibility #gofundme #donations ♬ original sound – SB Lawn Care – SB Lawn Care

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10 Financial Blunders to Steer Clear of in Your 60s

2025-06-25 23:11:49

View pictures in App save up to 80% data. whyframestudio/istockphoto Golden Mistakes Now in your 60s, you’ve dedicated years to hard work, saving, and preparing for what lies ahead. Though you no longer need to hustle relentlessly, it remains essential to handle your finances with caution and foresight. As you enter your 60s, safeguarding your assets becomes crucial to ensure a secure future. Here are the 10 biggest financial pitfalls to avoid during this pivotal decade. View pictures in App save up to 80% data. andresr/istockphoto图库 Withdrawing Funds from Your Retirement Account One frequent error that retirees often commit is withdrawing the entire balance of their retirement accounts, cashing it out, and depositing the funds into a bank account. This approach can lead to tax liabilities on the withdrawn amount. It’s advisable to take out only what is necessary for living expenses rather than the total amount available. Withdrawing from your retirement fund means pulling your money out of the stock market, where it has the potential to continue growing. As a result, you might find yourself lacking sufficient funds to meet your future expenses. View pictures in App save up to 80% data. FreshSplash/istockphoto Avoiding Stock Investments A common misconception among seniors is that they should exclusively focus on low-risk investments. However, this isn't entirely accurate. It's important to maintain a portion of your portfolio in stocks and equity securities. A prudent option would be to invest in a total stock market index fund that mirrors the overall market performance. This approach allows for diverse exposure while avoiding concentration in a single sector. A common guideline suggests that the percentage of your portfolio allocated to stocks should equal 100 minus your age. For instance, at the age of 65, it would be advisable to keep 35% of your investments in stocks and stock-related funds. View pictures in App save up to 80% data. sturti/istockphoto Assisting Your Kids For a parent, few things are more rewarding than assisting their children. However, this support can occasionally come at the expense of their own financial stability. A frequent error that many seniors commit is overextending their finances by providing excessive monetary support to their children. This could involve covering college tuition, purchasing a new vehicle for them, or maintaining financial assistance even after they finish high school. It's important to keep in mind that while your children can secure loans to achieve their aspirations, you cannot borrow money for your retirement needs. View pictures in App save up to 80% data. Ken Tannenbaum / iStockphoto Claiming Social Security Benefits Prematurely If you take Social Security before the age of 66, you could wind up forfeiting thousands of dollars a year. If you anticipate living a long time, then your best bet is to delay taking Social Security for as long as possible. For each year that you delay past your normal benefits age, you’ll earn an extra 24% maximum. That's a guaranteed return that’s hard to beat. If relying on Social Security makes it challenging for you to retire comfortably, it might be wise to continue working. This could be an effective strategy to enhance your savings for retirement. View pictures in App save up to 80% data. AJ_Watt/istockphoto Failing to Select the Appropriate Medicare Plan Medicare plans can differ significantly, and selecting an inappropriate one may lead to higher medical expenses than needed. It's essential to carefully consider the advantages and disadvantages when deciding on a Medicare plan. Additionally, failing to select a Medicare plan during the designated enrollment period may result in increased premiums and a penalty for late enrollment. View pictures in App save up to 80% data. Brian A. Jackson / iStockphoto Neglecting to Draft a Will No one likes to think about death. However, avoiding the subject can be costly. If you don’t create a will, then your assets will have to go through probate. This is a time-intensive process that can delay how long it takes your heirs to receive the money and property you’ve set aside for them. Having a will also means your heirs will not have to spend as much on a lawyer. Failing to create a will can result in significant family conflict once you're no longer around. It’s wise to communicate your desires regularly and in advance, ensuring that everyone is aware of your intentions. View pictures in App save up to 80% data. LifestyleVisuals/istockphoto图库 Deciding Against Selling Your Property Reevaluating your housing situation as you approach 60 doesn't necessarily mean you have to move to a smaller home right away. However, it may be wise to start thinking about your future needs. Homes with multiple levels can become challenging to navigate as you age, and you probably won't require more than a few bedrooms. Making the decision to downsize now could also provide you with additional savings for your retirement. View pictures in App save up to 80% data. SolStock/istockphoto Disregarding Your Credit Score When you’re a senior, you may not be making a lot of major purchases. However, that doesn't mean you should stop caring about your credit score. For instance, if you're looking to purchase a car, you might consider applying for an auto loan. In that case, having a good credit score will be essential. The positive aspect is that keeping a healthy credit score doesn't require extensive effort. The key elements to focus on are ensuring your bills are paid punctually and avoiding excessive use of your credit card limit. If you have concerns about identity theft, consider placing a freeze on your credit. This process involves contacting each of the three major credit bureaus—Equifax, TransUnion, and Experian—and requesting a freeze on your credit profile. By freezing your credit, you prevent anyone from being able to open a new credit account using your identity. View pictures in App save up to 80% data. Daisy-Daisy/istockphoto图库 Falling Victim to Scams Every year, thousands of seniors lose tens of thousands of dollars to scams. This is a common way to erase your nest egg without meaning to. To reduce the risk of falling for scams, consider implementing protective measures such as installing firewalls on your computer or using voice identification on your smartphone. Additionally, avoid answering phone calls from unfamiliar numbers; if it's significant, the caller will likely leave a voicemail. If you have kids, encourage them to let you know if they notice anything suspicious in their emails. View pictures in App save up to 80% data. bernardbodo/iStockphoto Neglecting to Update Your Budget Regardless of whether you retire due to financial stability or because your health no longer allows you to continue working, revisiting your budget is essential. As you age, your financial requirements evolve, making it important to assess your expenses against your income. Take the time to review your bank and credit card statements to evaluate your actual spending in relation to what you can sustain. Reviewing your expenses could lead you to the conclusion that having an additional source of income is essential, even if it’s just a part-time position. This article was originally published on Cheapism

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“Fallen” Game Publisher Discusses Strategies and Revenue

2025-07-03 12:41:44

View pictures in App save up to 80% data. CI Games CI Games, the studio behind the "Sniper Ghost Warrior" series and the publisher of the "Lords of the Fallen" games, has announced that it will refrain from incorporating "any social or political agendas" into its titles, emphasizing that such decisions carry a significant risk of resulting in commercial failure. The comments were made during an investor call according to outlet Strefa Inwestorow and picked up by PC Gamer. The company was asked about its “stance on DEI [diversity, equity, and inclusion] in gaming”. Global marketing director Ryan Hill is said to have emphasized that the main focus is on delivering “an exceptional user experience through engaging themes and characters designed specifically for both primary and related audiences.” He then allegedly went on to say: "Although several video games have started to incorporate social or political themes into their gameplay, it’s evident that a significant portion of gamers are not in favor of this trend. Consequently, we have witnessed several major titles failing to meet commercial expectations in the past year." We are committed to creating games that prioritize player enjoyment and commercial viability. Therefore, we have decided not to incorporate any social or political elements into our future projects, as we recognize the significant risks associated with such integrations. Hill seemingly did not provide any instances of games that exhibit perceived “social or political agendas,” nor did he clarify how developer CI Games interprets DEI in this context. This stands in contrast to CD Projekt Red, the studio behind “Cyberpunk 2077,” which has a dedicated page outlining its detailed approach to diversity and inclusion. CI Games' newest title, "Lords of the Fallen," launched in late 2023 and received a mix of average reviews, scoring 70 out of 100 on Metacritic. Despite the lukewarm reception, the game achieved impressive sales, surpassing one million units within the first ten days of its release. A sequel is already in development, set to debut in 2026. Sources: PC Gamer, VGC

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Dan Bilzerian faces a significant setback as he puts his Las Vegas mansion on the market.

2025-06-22 06:21:54

Once touted as a crown jewel in Las Vegas real estate, the owner of a sprawling 'adult playground' mansion has been dealt a humiliating blow in the high-stakes world of luxury listings. Dan Bilzerian, a poker player and self-proclaimed 'King of Instagram' has slashed the price of his opulent Spring Valley estate by a staggering $5 million, dropping the listing price from $25 million to $19.9 million. The move is a stark climbdown for Bilzerian, whose home previously held the title of the most expensive listing in the Las Vegas Valley.  Spanning 38,289 square feet, this Spanish Colonial mansion is perched on a sprawling five-acre estate, epitomizing luxury and extravagance with features that few residences worldwide can compare to.  Constructed in 2006, this property boasts a full-sized basketball court that can also serve as a roller hockey rink, along with a dedicated poker room, a home theater, and a golf simulator.  Outside, you'll find an exquisitely designed pool featuring a rock climbing wall and a thrilling slide. Within, the luxuries abound, featuring an indoor trampoline, a foam pit, a batting cage, a Jujutsu training area, and a spacious garage for 16 cars, all designed to satisfy almost any desire.  The decrease in price could indicate wider changes in the luxury real estate sector, where even the most opulent properties may find it challenging to attract buyers ready to pay top dollar.  View pictures in App save up to 80% data. Dan Bilzerian, known for his poker prowess and as the self-styled 'King of Instagram,' has made a significant price reduction on his extravagant Spring Valley mansion. The asking price has been cut by an impressive $5 million, bringing it down from $25 million to $19.9 million. View pictures in App save up to 80% data. Spanning 38,289 square feet, this Spanish Colonial mansion occupies a sprawling five-acre estate and stands as a testament to opulence, featuring amenities that are unmatched by most residences worldwide. View pictures in App save up to 80% data. Outside, you'll find an exquisitely designed pool featuring a rock climbing wall and a thrilling slide. The women are not included Bilzerian's mansion, though distinctive, is clearly designed for a particular way of living — one characterized by lavish excess.  Real estate agent Frank Napoli characterized the property as truly unique, stating, "Throughout my entire career in real estate, I've never encountered a property that matches this one in terms of the quality of its construction finishes. The original builder went above and beyond, sourcing materials from across the globe without cutting corners." Bilzerian acquired the property in 2018 for $8.5 million and has since invested millions in renovations, turning it into what many would describe as a paradise of indulgence.  Even with its stunning features, the mansion found it difficult to entice a buyer at the initial asking price of $25 million. For Bilzerian, the reduction in price signifies a moment of humility for someone whose persona has been constructed around the facade of boundless riches and opulence.  The recent cut marks yet another challenge for Bilzerian, whose extravagant image has been overshadowed by increasing legal issues.  His firm, Ignite International Brands Ltd., is presently caught up in a federal inquiry that encompasses allegations of wire fraud and conspiracy to deceive the United States.  The charges also involve his father, Paul Bilzerian, a disgraced ex-Wall Street investor who is alleged to have funneled funds to Ignite despite having over $180 million in outstanding judgments against him. View pictures in App save up to 80% data. This spacious bathroom features a large hot tub and a cozy seating area, creating a luxurious atmosphere. View pictures in App save up to 80% data. The expansive driveway features garage spaces that can accommodate up to 16 vehicles. View pictures in App save up to 80% data. Of course, the estate features a spacious walk-in closet.  View pictures in App save up to 80% data. The residence exudes a vacation ambiance, featuring expansive open areas and soaring ceilings. "In a news release from September, U.S. Attorney Martin Estrada stated, 'This indictment outlines a persistent scheme of illegal activities aimed at evading regulatory scrutiny, deceiving investors, and defrauding the IRS.'" In a dramatic turn of events, Bilzerian has filed a lawsuit against his father, claiming he was unjustly removed from Ignite, even though he holds the majority of shares.  In the legal proceedings, Bilzerian asserts that he was only the 'nominal CEO' of the firm and did not actively participate in its day-to-day operations.  The ongoing family conflict has only fueled the fascination with Bilzerian's public image, which has significantly faded over the past few years. His once-regular Instagram updates have decreased sharply, resulting in merely two posts throughout all of 2024. Bilzerian, famous for his extravagant partying and globe-trotting lifestyle, has amassed a huge fan base on Instagram. He frequently boasted about his extravagant adventures, ranging from yacht parties filled with women in bikinis to his Ignite brand, which offers a variety of products including nicotine vapes and alcoholic beverages. View pictures in App save up to 80% data. This aircraft can be spotted resting in one of Bilzerian's entertainment spaces and private jet hangars. View pictures in App save up to 80% data. For Bilzerian, the reduction in price signifies a moment of humility for someone whose persona has been constructed around the facade of boundless riches and opulence. Although he boasts about winning millions in poker, his actual earnings from the game have been disputed by professionals in the field for quite some time. Currently, reports indicate that Bilzerian is looking to sell his properties in the U.S. so he can establish a presence abroad in locations such as Bali and Dubai. Known for his ostentatious lifestyle, Bilzerian once captivated his 31 million Instagram followers with photos of extravagant parties, luxury cars, and exotic locales.  However, Bilzerian's drastic price cuts demonstrate that even in Las Vegas, the house doesn't always come out on top.

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Recreate Joanna Gaines' Modern Farmhouse Kitchen Look with These Affordable Amazon Picks Starting at Just $15!

2025-06-27 11:37:43

Featuring chic tea towels, adorable glass jars, and stunning stand mixers. Joanna Gaines is a woman of many talents. We frequently turn to her for outfit inspiration and, of course, take her advice on home design — especially when it comes to the modern farmhouse style. She’s a pro at creating other people’s dream homes, but we’d be silly to forget about the wealth of inspiration that her own modern farmhouse-inspired kitchen offers up. In a recent Instagram Reel, she shared a peek into the gorgeous space she and her family cook in, and we’re taking notes. We took it a step further and curated a list of home decor finds on Amazon.com that’ll help you get the same vibe in your own kitchen, with prices starting at $15.  Kitchen Decor Influenced by Joanna Gaines Aomicron Pendant Light with Plug-In Feature, $38 Winsome Element Set of Two Counter Stools, $55 with coupon (orig. $100) Donosura Three-Tiered Cupcake Display Stand, $38 with coupon (orig. $40) Yuncang Pair of Glass Storage Containers, $35 Dii Mixed Woven Kitchen Towel Collection, $15 (orig. $17) Kunjoulam Compact Pleated Light Fixture, $31 Box Stand Mixer for the Kitchen, $150 with coupon (orig. $200) Mora Ceramic Deep Ruffled Pie Plate, $27  Hitslam Gold 31.6-Inch Towel Rack, $22 (orig. $25) Aomicron Pendant Light with Plug-In Feature View pictures in App save up to 80% data. Amazon.com The charming pleated pendant suspended over Gaines’ kitchen island embodies the essence of modern farmhouse style. For a comparable appearance, consider this plug-in pendant that eliminates the need for complicated electrical installation. Winsome Element Set of Two Counter Stools View pictures in App save up to 80% data. Amazon.com If there’s one essential material for a farmhouse kitchen, it’s definitely wood. These charming bar stools resemble those favored by Gaines and are incredibly easy to reposition when you and your family are whipping up some treats together.  Donosura Three-Tiered Cupcake Display Stand View pictures in App save up to 80% data. Amazon.com Gaines’ shelves are meticulously arranged and showcase items that blend practicality with elegance, such as a charming tiered stand. This specific tray features rustic farmhouse accents and is perfect for presenting all the delicious goodies you’ve prepared.  Yuncang Pair of Glass Storage Containers View pictures in App save up to 80% data. Amazon.com Gaines’ kitchen demonstrates that your baking essentials can be aesthetically pleasing when stored in stylish jars. Replace the colorful packaging with these elegant glass storage containers. Users have noted that this set is simple to clean, and the airtight lids ensure that your ingredients stay fresh for an extended period. Dii Mixed Woven Kitchen Towel Collection View pictures in App save up to 80% data. Amazon.com Did you notice the adorable dish towel that Gaines has draped over her sink? You can purchase a similar plaid design, along with four additional towels in this collection that users rave about for their absorbency and eye-catching presence in the kitchen. Kunjoulam Compact Pleated Light Fixture View pictures in App save up to 80% data. Amazon.com Just like every other space in your house, incorporating various lighting choices in your kitchen enhances visibility and sets the mood. Take inspiration from Gaines’ charming countertop lamp and choose this 6-inch model featuring a cozy wooden base.  Box Stand Mixer for the Kitchen View pictures in App save up to 80% data. Amazon.com If you’re also drooling over Gaines’ forest green mixer, get the look with this on-sale appliance. Customers appreciate how powerful it is, and one buyer noted that it took their giant batch of dough and “handled it like a champ.” Mora Ceramic Deep Ruffled Pie Plate View pictures in App save up to 80% data. Amazon.com Even the smallest details can make a big impact when you’re curating a modern farmhouse kitchen, like this pretty ruffled pie dish. This month, more than 1,000 shoppers have bought this specific dish, which looks like the one on Gaines’ shelf and is “truly the best pie dish ever,” according to one person. Hitslam Gold 31.6-Inch Towel Rack View pictures in App save up to 80% data. Amazon.com Thanks to this simple-to-install gold towel rack, there’s no need for any renovations to enhance Gaines' kitchen. Customers have praised its durability and noted that it provides an excellent solution for displaying stylish towels, whether mounted on a wall or positioned on a kitchen island. 

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Eligibility for IRS stimulus checks: An overview of what it entails and who is eligible

2025-06-26 15:43:07

View pictures in App save up to 80% data. FILE - The IRS headquarters located in Washington, DC, USA, captured on Tuesday, December 31, 2024. Photo credit: Samuel Corum/Bloomberg via Getty Images. In the upcoming weeks, a select group of taxpayers will be receiving a unique payment from the IRS.  Here’s an overview of the rebate payment and the recipients involved:  The IRS stimulus check refers to direct payments made by the Internal Revenue Service (IRS) to eligible individuals and families as part of economic relief measures, particularly in response to the financial impacts of the COVID-19 pandemic. These payments, officially known as Economic Impact Payments (EIPs), were designed to provide financial assistance to help people cover essential expenses and stimulate the economy. The amount of the stimulus check varied based on income and family size, and payments were issued in multiple rounds, with the first payments starting in April 2020. The upcoming IRS stimulus payment is officially referred to as the 2021 Recovery Rebate Credit. This payment was part of a series of three COVID-related stimulus checks distributed to families during the pandemic.  In March 2021, the American Rescue Plan Act provided eligible individuals with payments of up to $1,400 for each income tax filer and an additional $1,400 for every qualifying child. Recently, the IRS has pinpointed a limited number of taxpayers who either did not claim this credit or received an amount that was less than what they were entitled to, and they are now distributing the owed funds. Who is eligible to receive the IRS stimulus check? The IRS said most taxpayers eligible for the federal stimulus payments, formally known as Economic Impact Payments, have already received them, but that approximately 1 million taxpayers did not claim the credit. Taxpayers who submitted a 2021 tax return but either omitted the Recovery Rebate Credit field or indicated $0, despite being qualified for the credit, are receiving the unpaid credits. What is the total amount due? Payment amounts may differ, but the highest possible payment will be $1,400 for each individual.  Where does the money originate from? The payments will be processed automatically and are expected to be delivered via direct deposit or check by the end of the month.  The funds will be directed to the bank account specified on the taxpayer's 2023 tax return or to the address that the IRS has recorded. Taxpayers who qualify do not need to take any steps. The Source: Information in this article was taken from The Associated Press and an FAQ page on the IRS website about the 2021 Recovery Rebate Credit, and was originally reported on Dec. 22, 2024. This story was reported from Detroit. 

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Macy's Reveals the Initial 66 Locations Set to Close in 2025

2025-07-06 17:51:53

View pictures in App save up to 80% data. Getty Images/Canva Macy's department stores were established in 1929 and have since expanded to become one of the largest retail chains in the United States, boasting hundreds of locations nationwide. Macy's Has Officially Revealed the Initial 66 Locations That Will Be Shutting Down But as we've been seeing over the years, the shuttering of once thriving major businesses is the norm, or at least feels that way. According to CNN, Macy’s announced it would close up to 150 stores in 2025, and so it begins. While Macy's will still have around 350 locations, we now know 66 of the 150 stores across 22 states that are shutting down for good. According to CNN, Macy's plans to focus on wealthier shoppers and higher-end brands. The company is shutting down underperforming Macy's locations to concentrate our resources and prioritize investments in our future stores, where customers are already reacting favorably to improved product selections and enhanced service. According to the Secret NYC website, this includes five stores in four of the NYC boroughs. Macy's flagship store and corporate headquarters, located in Manhattan's Herald Square, where the Macy's Thanksgiving Day Parade takes place, is safe. STATE-WISE CLOSURES ARIZONA州 Mesa-Superstition Springs Mall CALIFORNIA STATE Chula Vista - Otay Ranch Town Center Citrus Heights - Sunrise Shopping Center Corte Madera-Redwood Route Los Ángeles - Calle 7 del Oeste Newark-Newpark Shopping Center San Diego - Mission Valley Residence San Mateo-South El Camino Real Westminster - Westminster Shopping Center Sacramento - K Street COLORADO STATE Centennial-South Vine Avenue Northfield Shops in Denver 佛罗里达 Altamonte-West Town Boulevard Boca Raton-Glades Avenue Boynton Beach-North Congress Avenue Fort Lauderdale - North Federal Highway Pembroke Pines - Pines Boulevard Sarasota-Westfield Siesta Key Miami-South Dixie Road Tampa - West Shore Plaza 乔治亚 Duluth-Ventura Boulevard Duluth-Gwinnett Place Shopping Center Suwanee-Johns Creek Community Hub IDAHO州 Coeur d'Alene-Silver Lake Shopping Center ILLINOIS STATE Springfield-White Oaks Shopping Center LOUISIANA STATE Lafayette-Acadiana Shopping Center MARYLAND STATE Bel Air-Harford Shopping Center Baltimore's Security Square Mall MASSACHUSETTS Kingston-Kingston Collection Route MICHIGAN STATE Flint-Genesee Valley Shopping Center Sterling Heights-Lakeside Shopping Center Traverse City - Grand Traverse Shopping Center Troy-Oakland Shopping Center MINNESOTA州 Burnsville-Burnhaven Road Maplewood-White Bear Road MISSOURI STATE Kansas City - Metro North Shopping Center St. Louis-South County Hub NEW JERSEY STATE West Orange-Prospect Avenue Westbound NEW YORK CITY Brooklyn-Fulton Avenue Brooklyn - Emmons Avenue Bronx-East Fordham Avenue Queens - Boulevard of Queens Huntington-Melville Shopping Center New Hyde Park-Union Turnpike Massapequa-Sunrise Shopping Center Rochester-Greece Ridge Shopping Center Staten Island - Richmond Hill Avenue OHIO Beavertown-Fairfield Commons Avenue Toledo-Franklin Park Shopping Center OREGON STATE Hillsboro - Tanasbourne District Salem-High Street NE PENNSYLVANIA (Pennsylvania) Altoona-Logan Valley Shopping Center Exton - Exton Square Shopping Center Philadelphia - Market Street Wilkes-Barre Wyoming Valley Shopping Center Tennessee Memphis-Oak Court Shopping Center Lone Star State Dallas-Southlake Town Square is a vibrant shopping and dining destination located in Southlake, Texas. Flower Mound-Long Prairie Avenue Fort Worth River Run Houston-Almeda Shopping Center Willow Bend's Plano-Shops VIRGINIA Colonial Heights-Southpark Circle Area WASHINGTON, D.C. Puyallup South Hill Shopping Center Northeast 24th Street in Redmond Silverdale-Kitsap Shopping Center In the meantime, as reported by Secret NYC, the remaining stores will see investments that involve the growth of Macy's small-format locations. Disgusting Behaviors That Can Destroy Relationships Check out the 12 grossest partner habits as revealed by LifeHacker.com. Gallery Credit: Lauryn Snapp Famous Young Stars Through the Years Gallery Acknowledgment: Erin Joslyn

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Council postpones decision on Ripe Revival zoning proposal.

2025-06-30 20:28:22

View pictures in App save up to 80% data. Will Kornegay, CEO of Ripe Revival, is pictured with the small business of the year award from the 2023 Rocky Mount Area Chamber of Commerce. Meanwhile, the Nashville Town Council has postponed a rezoning request submitted by Kornegay for 55 acres of land, which Ripe Revival aims to develop for purposes beyond food processing, including agritourism, entertainment, and residential projects. During a public hearing on Tuesday evening regarding the rezoning of 55 acres of land acquired from the town of Nashville by Will Kornegay and Ripe Revival, local residents voiced their objections to the proposal. As a result, the council decided to postpone the hearing to a future date. Due to worries about whether nearby property owners were properly informed about the public hearing, the council decided to postpone the discussion.

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Today, these top-selling earbuds are available for just $20, and customers claim they perform on par with a $400 set.

2025-06-25 07:13:31

They boast over 12,500 ratings at five stars. Whether you travel, work out, or commute to work, everyone needs a great set of headphones. If you’re not into over-the-ear styles, Walmart shoppers have found the ideal, budget-friendly pair in the JLab earbuds, which they say are just as good as Apple and Sony models. The JLab Go Air Pop 无线耳塞 have over 12,500 five-star ratings and are on sale for just $20 right now. Not only are they a Walmart best-seller and a cost-efficient pick, but customers say they also have great sound quality, a comfortable fit, and long battery life. JLab Go Air Pop 无线耳塞 View pictures in App save up to 80% data. Walmart One of the standout features of these earbuds is their exceptional audio quality. They offer three distinct sound modes to enhance your listening experience. The signature mode is tailored for a wide range of media, while you also have the option to personalize your audio based on your specific content. The balanced mode is ideal for podcasts and audiobooks, and the bass boost setting is perfect for energizing workouts and sports activities. Additionally, you can effortlessly switch between these modes directly from the earbuds by simply tapping them. The quality is part of why shoppers love the JLab earbuds so much. One person said their sound is so great for both audiobooks and music that they haven’t owned another brand in three years. Another said the tech sounds just as good as the $400 Sony pair they own, and even more people compared them with AirPods, explaining that they’re a better value. While the headphones don’t have noise-canceling capabilities, many customers even said they’re capable of drowning out ambient noise. If you've experienced earbuds slipping out during your workouts or while you're out and about, you understand the significance of a proper fit. The JLabs are designed to be 15 percent smaller than standard models, making them a great choice for individuals with smaller ears. Additionally, they include three different tip sizes to ensure that everyone can find their perfect fit. One customer, who often misplaces their earbuds while exercising, noted that these stay securely in place. Others mentioned that they fit snugly (in a positive sense) and provide greater comfort compared to more expensive alternatives. Regarding battery performance, the JLabs provide more than 32 hours of total playtime. Each earbud offers eight hours of audio playback (and can function individually or in tandem), along with an additional 24 hours of power stored in the charging case. While these figures are impressive, some users have reported that the battery life feels even longer, lasting for weeks on end. When it's time to recharge, the process is quick and easy, thanks to the built-in USB cable. If you’ve been looking for a great set of wireless earbuds that won’t break the bank, these from JLab are a shopper-approved way to go. Keep scrolling to see even more Walmart earbuds we found on sale. Visual Land Wireless In-Ear Earbuds with Active Noise Cancellation View pictures in App save up to 80% data. Walmart Skullcandy Dime XT 2 Wireless Earbuds View pictures in App save up to 80% data. Walmart Veatool Bluetooth Earbuds View pictures in App save up to 80% data. Walmart Onn. Tru Wireless Generation 3 Earbuds View pictures in App save up to 80% data. Walmart

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School district to discuss budget plans

2025-07-10 04:45:15

During its initial regular meeting of 2025 on Wednesday, the Ketchikan Gateway School Board will be presented with the budget proposal for fiscal year 2026. In a message to the Daily News on Friday afternoon, Daniel Schuler, the Business Manager for the Ketchikan School District, announced that his upcoming budget presentation would utilize a method that the district previously employed several years ago. He plans to guide the board through different funding scenarios, beginning with the current funding formula without any increments, and progressing to various anticipated funding increases.

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Chocolate lovers are outraged by the 'shocking' alteration made to a beloved Cadbury chocolate bar.

2025-06-15 14:18:51

Chocolate lovers have called out Cadbury for 'shrinkflation' after noticing multipacks of Twirl now only contain three bars instead of four - while the price has remained unchanged.  Shoppers took to X, formerly Twitter, to complain about the 'outrageous' change that means they're paying the same price for a smaller quantity of their favourite chocolate, with one person writing they 'could not believe it'.  Previously, a four-pack of Twirl consisted of four sets of two bars, with each set weighing 34 grams, making the entire package weigh 136 grams.  The updated packaging features three pairs of Twirl fingers, each set weighing 43 grams, resulting in an overall weight of 129 grams.  Similar to the previous multipack, the three-pack is priced at £1.75, which indicates that customers are receiving seven grams (or five percent) less chocolate in each serving while paying the same price.    The reduced size has been criticised on X, as well as grocery websites such s Asda and Ocado, with one person tagging the F&B giant in their angry message.  They mentioned: 'This is just a curious post to bring attention to an issue with @CadburyUK.' "They have decreased the Twirl multipack sizes from 4x2 bars to 3x2 bars, yet the price remains unchanged." View pictures in App save up to 80% data. Chocolate enthusiasts have criticized Cadbury for 'shrinkflation' after discovering that multipacks of Twirl now feature only three bars instead of the previous four, all while the price stays the same. View pictures in App save up to 80% data. Customers flocked to X, previously known as Twitter, to voice their frustrations over what they deem an 'unacceptable' adjustment that has resulted in them paying the same amount for a reduced portion of their beloved chocolate. "I'm uncertain about the other routes," they went on. "Prices have jumped from £1.10 to £1.75—this is honestly absurd." One more customer remarked that the alteration to the Twirl multipacks was a clear case of 'shrinkflation reaching its limits'.  They said: 'The Twirl bars were already getting incrementally smaller but all of a sudden Cadbury's have now reduced the multipack from 4 to 3-bars! "I couldn't believe it. I had to search for a substitute," their X post stated.  A customer's review for the Twirl multipacks on Asda's website stated: "I used to purchase these regularly, but I won't be doing that anymore."  "You only receive three; it's really disappointing, and they didn't lower the price at all."  "They suggested it would be better to purchase the individual ones, as it would likely be more cost-effective in the long run," they remarked, labeling the multipack as a 'scam'.  A frustrated customer shared their experience with Ocado, stating: 'I received 3 bars of 43g instead of 4 bars of 34g. That's 7g less for the same cost.'    View pictures in App save up to 80% data. Images revealed that the newly launched three-packs are being sold at the same price point as the former four-packs. Mondelez International, the parent company of Cadbury Chocolates, explained to The Sun that the 'minor decrease' in the weight of Twirl multipacks was a result of 'manufacturing limitations that are not easily fixable.'  A representative from the company stated that there are currently no intentions to alter the four-packs of its other chocolate bars, such as Wispa, Flakes, and Dairy Milk.  The announcement stated: 'Owing to manufacturing limitations that are difficult to address, we have decided to transition from packs of four smaller twin-finger Cadbury Twirl bars to packs featuring three full-sized twin-finger Cadbury Twirl bars.'  'We understand that there has been a minor decrease in the total weight of our Cadbury Twirl multipacks. However, this adjustment allows us to maintain the iconic twin finger design in our Multipacks, which is a cherished characteristic of the Cadbury Twirl brand that our customers adore.' "We are dedicated to offering consumers a range of options and will keep providing various pack sizes in our Cadbury multipack selection." "We do not have any immediate intentions to implement similar packaging changes to our other Cadbury 4-pack products. We believe that our new Cadbury Twirl 3x2-pack will enhance our current selection of multipacks and provide excellent value to customers with its distinctive twin-finger design," the statement wrapped up.  The increased attention on the dimensions of Twirl multipacks follows shortly after customers criticized Cadbury—who lost its 170-year-old royal warrant last December—claiming that there was 'mould' present in containers of the brand's well-liked Drinking Chocolate powder.  Chocoholics will remember there was a shortage of the product over the festive period after it was pulled from supermarket shelves at the end of 2024 over 'quality' concerns. View pictures in App save up to 80% data. View pictures in App save up to 80% data. In light of the backlash, Mondelez International, the parent company of Cadbury Chocolates, explained that the 'minor decrease' in the weight of Twirl multipacks was a result of 'manufacturing limitations that are not easily addressed.' At that time, Mondelez International, the parent company of Cadbury, announced that they had discovered a 'food quality concern' in certain tubs, indicating that 'the appearance and consistency of the product might not meet expectations'.  They further stated: 'Consequently, we have promptly removed the impacted products from stores in order to implement targeted enhancements in future manufacturing.' Even with assurances that all Cadbury items were 'safe for consumption', consumers turned to social media to share images of 'strange' white specks found in their hot chocolate mix. Some even alleged that their Cadbury Drinking Chocolate was filled with 'mould'. On X, a user shared: 'I discovered what appeared to be mold in a fresh can of Cadbury hot chocolate.' Another user tweeted: "I've experienced this twice already. I purchased two brand new tubs at different times. Absolutely disgusting!" Another individual recounted a similarly disturbing incident, stating: "I found small fuzzy molds developing in a sealed tall container of hot chocolate mix that has a best before date of 2026. To make matters worse, the powder seems to have mysteriously disappeared from all the stores, leaving me unable to replace it." Replying to the dissatisfied customer on X, Cadbury UK said: 'Hi there. We are aware of an issue with our current supply of Cadbury Hot Chocolate, however they are still completely safe to consume. 'If you are not satisfied, we encourage you to reach out to our customer service team.' "That's fuzzy mold," the user said. "After I sent pictures to [Cadbury's customer service], they just stopped responding." A representative from Mondelez informed FEMAIL that maintaining 'consistently high-quality' Cadbury products for customers is of 'utmost significance'. 'We identified a food quality issue in Cadbury Drinking Chocolate products late last year, meaning in some instances the texture and colour of the product may not have looked as expected, and the product was swiftly withdrawn from retailers,' said the spokesperson. 'Although this was a quality concern – indicating that all current Hot Chocolate products are entirely safe for consumption – maintaining the consistency of our products is crucial to us.' They further stated: "If anyone is not completely happy with the quality of a Cadbury Drinking Chocolate product they bought, we encourage them to reach out to our consumer care team for support." 

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My sister passed away 15 years ago, and her 401(k) funds are still inaccessible. What steps can we take to retrieve them?

2025-06-30 09:35:30

View pictures in App save up to 80% data. One of the benefits of a 401(k) account is allowing the power of time and compounding to create a sizable retirement nest egg. Simply investing in an S&P 500 index fund can generate substantial returns. The stock market has grown at an average 10.2% annually for over a century, and though it's never a straight line higher, you can mimic the performance of the market and match those returns. This was brought to mind by a Redditor's post on the r/personalfinance subreddit about his sister's 401(k) that has lain dormant for 15 years since her death. He wants to know how the family can access the account. 24/7 Wall St. Highlights: Using a 401(k) is an excellent tool to save for retirement as the magic of time and compounding can have it grow into a substantial nest egg over time, even if additional funds aren't contributed to it. Equally essential is to ensure proper documentation on beneficiaries and estate administration in the event of an untimely death. Also: Is your 401(k) optimized for your retirement plans? (Sponsored) The circumstances In 2009, the sister of a Reddit user passed away, leaving behind a sum of $25,000. Although she had recently tied the knot before her death, her husband chose to forfeit any claim to the funds and later relocated abroad. Recently, the administrator of the 401(k) plan reached out to the Redditor's elderly father, who is in his 80s, informing him that he is the designated beneficiary of the account. Although the administrator mentioned that only a death certificate is needed, the father has been feeling confused lately and tends to become emotional over specific matters. The family aims to ensure they can access the account before discussing the issue with him, and they are also considering whether it would be valuable from a financial perspective after such a long period. The significance of having a well-defined beneficiary I want to clarify that I'm not a financial advisor, so these are merely my thoughts. Generally speaking, according to ERISA (Employee Retirement Income Security Act) regulations, a spouse is considered the default beneficiary unless they formally relinquish that right in writing. In the case of the Redditor's sister's husband being the primary beneficiary, he would have had to specifically decline the inheritance for the assets to be transferred to another beneficiary, such as the Redditor's father. Given that the spouse stated he wanted nothing to do with it, there is a possibility he might have disclaimed it to the plan administrator, which would explain why the  father is now being contacted, or they may have been unable to locate him. In the absence of a designated contingent beneficiary (or if the plan's documentation specified otherwise), the funds could potentially return to the estate of the sister. The administrator's outreach indicates that either the father was designated as a secondary beneficiary, or he may have received it automatically through the estate. Estimated account worth As previously stated, the value of a 401(k) account can vary significantly based on the investment choices made; it may have considerable worth or could be nearly worthless. By investing in the SPDR S&P 500 ETF Trust (NYSEARCA:SPY), which was created in 1993, the account could have grown considerably over the past 15 years. It would be worth approximately $222,500 with dividends reinvested today, a 15.7% CAGR. Despite facing countless corrections, crashes, and bear markets, along with recessions and depressions, the following bull markets have erased all traces of these downturns, propelling the market to reach new peaks. However, it is uncommon for it to recover precisely the same percentage. However, if individual stocks were bought rather than an index fund, anything is possible. Owning video rental chain Blockbuster, for example, or Sears Holding, would have the account be worth nothing. Shares of Walmart (NYSE:WMT), though, could still hold substantial value as the $25,000 would have turned into $172,660, including dividends. Nvidia (NASDAQ:NVDA) would be worth over $20 million. The fees associated with the plan can potentially diminish the overall value of the account. Upcoming actions It's crucial to get in touch with the 401(k) administrator. By providing the sister's death certificate,  you can get the exact details on the account's current value, any fees charged since 2009, and the beneficiary status. Additionally, make sure to gather any required documents such as a marriage certificate (to verify marital status) and any correspondence in which the spouse renounced the inheritance. No matter the worth of the account, it's important to complete the process. Even if the 401(k) has significantly lost value, it may help the father find closure and potentially serve as a cherished memory of his daughter.

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Ashlee Vance unveils new media venture, Core Memory.

2025-06-20 23:10:53

Sign up for Semafor Media:Media’s essential read.Read it now. View pictures in App save up to 80% data. Ashlee Vance (on the right) conducts an interview with a guest. Photo by David Nicholson/Courtesy. The highly regarded tech journalist Ashlee Vance, known for his extensive work at Bloomberg, has departed to launch a new media venture focused on his inquisitive and usually positive explorations of technology and science. The startup, called Core Memory, has the unusual ambition of producing high-end documentaries along with the typical “digital” products: a YouTube show, a podcast, and a Substack newsletter. That range matches Vance’s own career, which spans feature writing, hosting Bloomberg’s globetrotting show Hello World, writing a bestselling 2015 biography of Elon Musk, and independently producing documentaries, most recently Don’t Die on Netflix. Vance, 47, also has a book in the works on OpenAI, for which he said he’s already sold the movie rights. "I truly believe it's possible to thrive in both the realm of documentary filmmaking and the sphere of digital journalism," Vance remarked. Core Memory is set to embrace a futuristic vision, emphasizing cutting-edge technologies and scientific advancements. According to Vance, who is directing and has commenced production on its inaugural documentary, the focus will be on brain-computer interfaces. Additionally, he plans to produce two annual seasons of a YouTube talk show, with the first season dedicated to brain science and the second exploring the intricate and fascinating world of manufacturing in all its "gory, beautiful detail." Vance’s 14 years at Bloomberg (plus a stint at The New York Times) turned him into a favored reporter for tech visionaries with big dreams. Hello World took viewers from Texas to Nigeria to Kyrgyzstan to chase stories covering topics from lab-grown meat to robots to AI. (Core Memory’s YouTube show, he said, would not have a similar travel budget.) He’s also largely stayed out of the decade’s ideological battle between Silicon Valley’s elite and the journalists who cover them. "I often find that much of the technology coverage in mainstream media comes across as activism, with writers displaying a strong bias in their perspectives," he remarked.

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Jeff Bezos celebrates his 61st birthday. Here are 13 key milestones from his life and career, spanning his journey from Amazon to Blue Origin.

2025-06-20 17:21:09

Bezos' path has included a variety of milestones, from his time at Princeton to reaching for the stars. View pictures in App save up to 80% data. Jeff Bezos, the founder of Amazon and Blue Origin On Sunday, Jeff Bezos, the world's second-wealthiest individual, celebrated his 61st birthday. From his early days in New Mexico, Bezos has navigated through college, launched multiple companies — some of which you might recognize — and achieved one remarkable milestone after another. Here's a concise overview of significant moments in the life of the man worth 236 billion dollars.

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The IRS has announced the date it will begin processing tax returns, along with an estimate of how long taxpayers can expect to wait for their refunds.

2025-06-21 04:43:09

View pictures in App save up to 80% data. FILE - A segment of the 1040 U.S. Individual Income Tax Return form is displayed on July 24, 2018, in New York. The Internal Revenue Service has announced that it will begin accepting and processing tax returns in two weeks. Tax season will officially start Monday, Jan. 27. The IRS expects more than 140 million individual returns for tax year 2024 to be filed ahead of the April 15 deadline. The agency began accepting returns via IRS Free File Program on Jan. 10 but they won’t be processed until the official start date. Most filers who submit their returns digitally receive their refunds within 21 days but paper filers will have to wait for at least four weeks for information on the status of their return. You can track your refund using the Where’s My Refund tool within 24 hours of e-filing. In both cases, the information updates overnight so there’s no need to check more than once a day, according to the IRS. Taxpayers seeking the Earned Income Tax Credit, Child Tax Credit, and Credit for Other Dependents will experience delays in receiving their refunds because of additional identity verification processes. The IRS has yet to announce when these refunds will be issued. Open Direct File Taxpayers in 25 states have the option to file their taxes for free directly through the IRS. Last year, a Direct File pilot program included twelve states: Arizona, California, Florida, Massachusetts, Nevada, New Hampshire, New York, South Dakota, Tennessee, Texas, Washington State, and Wyoming. This year, the service is expanding to include residents of Alaska, Connecticut, Idaho, Illinois, Kansas, Maine, Maryland, New Jersey, New Mexico, North Carolina, Oregon, Pennsylvania, and Wisconsin. Direct File includes a new feature this year that will allow taxpayers to opt-in to automatically import data from the IRS account, including personal information, the taxpayer’s IP Pin and some information from their W-2. IRS Free File Program IRS Free File Program is open now. It allows taxpayers with an Adjusted Gross Income of $84,000 or less to use tax preparation software for free. People who use Free File can fill out their forms now and they will be processed starting Jan. 27. Free tax preparation is also available through Volunteer Income Tax Assistance and Tax Counseling for the Elderly.

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Royal family's $56 million fortune frustrates Brits facing tough choices between food and heating, says expert.

2025-06-30 03:20:09

The controversial funding will be allocated for the renovation of Buckingham Palace. Tune in to Fox News to gain access to this content. Additionally, enjoy exclusive access to certain articles and premium content with your account at no cost. By entering your email and pushing continue, you are agreeing to Fox News' Terms of Use and Privacy Policy, which includes our Notice of Financial Incentive. In 2025, the British royal family is set to embrace a lot of greenery. In April, the Sovereign Grant, which helps fund their activities, will rise by more than $56 million, People magazine reported. This will result in a staggering $165 million. The publication highlighted that the Sovereign Grant refers to the funds allocated to the monarchy from the U.K. treasury. Critics have already labeled the pay rise as "outrageous," especially as the U.K. government faces challenges in securing budgetary resources for other essential expenditures. View pictures in App save up to 80% data. As the New Year approaches, the British monarchy is under increased examination due to a notable rise in the Sovereign Grant, the financial source that supports their operations. (Getty Images) A representative from Buckingham Palace has not yet replied to Fox News Digital's inquiry for a statement. “While it’s acknowledged that the funds will go towards the restoration of Buckingham Palace, royal expert Ian Pelham Turner informed Fox News Digital that the combined private wealth of the royal family could actually finance the expenses.” "This adds yet another blow to the royal family… particularly as numerous individuals have seen their winter fuel support from the government cut. Many are now faced with the tough choice of choosing between food and keeping their homes warm during the winter months." View pictures in App save up to 80% data. The renovations at Buckingham Palace are projected to be finished by 2027. (Pawel Libera/LightRocket via Getty Images) According to People magazine, the increase was revealed last year. Buckingham Palace emphasized that a significant portion of the funds would be allocated to the ongoing renovations of the property, which are projected to cost $462 million. The repairs are anticipated to be finalized by 2027.  Nonetheless, the palace did not disclose the amount of funds allocated for the renovations. "This is public money," Graham Smith, CEO of Republic, told Town & Country. The organization "campaigns for the abolition of the monarchy," per its website. "This entire sum of money is sourced from the government, which is currently struggling to adequately finance schools, hospitals, and police services... it’s outrageous," Smith stated. "It shouldn’t be increasing at all; in fact, it ought to be decreasing." View pictures in App save up to 80% data. King Charles III was officially crowned in May 2023. (Getty Images) British royal expert Hilary Fordwich stressed to Fox News Digital that the pay raise isn’t for King Charles III. "That is definitely not the case," she clarified, pointing out that it finances all the operational offices within Buckingham Palace and supports its personnel. "Additional expenditures encompass state banquets, hosting foreign dignitaries, upkeep of royal residences utilized for official functions, general operations of the royal household—which includes all personnel needed for diplomatic events—along with public garden parties and the maintenance of royal estates." "She explained that additional funds are contributed to their initiatives and charitable causes aimed at benefiting the community. "This is not a personal matter for King Charles III in any way," she emphasized." View pictures in App save up to 80% data. British royal commentator Hilary Fordwich shared with Fox News Digital that the renovations for Buckingham Palace were started under the direction of Queen Elizabeth II. The beloved monarch, who held the record for the longest reign in British history, passed away in 2022 at the age of 96. (Sean Gallup/Getty Images) Nevertheless, Pelham Turner remarked that the salary hike does not reflect well on the royal family, especially following the criticism faced by Charles and Prince William in November. The Sunday Times and a televised program titled "The King, The Prince & Their Secret Millions" claimed that the king and his heir were quietly raking in money through their royal estates, the Duchy of Lancaster and Duchy of Cornwall. View pictures in App save up to 80% data. In November, King Charles and Prince William faced criticism after an inquiry scrutinized their personal properties. (Karwai Tang/WireImage via Getty Images) The investigation claims that the private estates have been taking in millions from public bodies, including the National Health Service and state-funded schools as well as the British Armed Forces, the New York Post reported. The Duchy of Lancaster encompasses a private estate of 44,748 acres located in England and Wales, which is owned by the king in his capacity as sovereign. "A representative informed Fox News Digital that the Duchy of Lancaster oversees a diverse array of land and property holdings." View pictures in App save up to 80% data. Prince William is the successor to the British monarchy. (Mikolaj Barbanell/SOPA Images/LightRocket via Getty Images) "The spokesperson stated, 'It operates on a self-financing basis and does not rely on any public funding for its operations. An Annual Report and Accounts are published, which undergo independent auditing and can be accessed on its website, ensuring compliance with all pertinent U.K. laws and regulatory requirements related to its various business activities.'" WATCH: AUTHOR ALLEGES KING CHARLES IS QUIETLY COVERING PRINCE ANDREW'S RENT The Duchy of Cornwall is a private estate of almost 130,000 acres in southwest England owned by William as the Prince of Wales. A spokesperson also emphasized its private status to Fox News Digital. "The Duchy of Cornwall operates as a private estate focused on commercial success, while also dedicating itself to environmental restoration and creating positive social outcomes for the communities we serve," stated the spokesperson. View pictures in App save up to 80% data. King Charles and Queen Camilla mainly live at Clarence House. (Photo by Victoria Jones-WPA Pool/Getty Images) "Prince William became Duke of Cornwall in September 2022 and, since then, has committed to an expansive transformation of the Duchy. This includes a significant investment to make the estate net-zero by the end of 2032, as well as establishing targeted mental health support for our tenants and working with local partners to help tackle homelessness in Cornwall." View pictures in App save up to 80% data. Prince William and his family live in Adelaide Cottage, located within the grounds of Windsor. (Jonathan Brady - Pool/Getty Images) The Sunday Times reported that a comprehensive five-month inquiry uncovered that the duchies are profiting significantly by "levying commercial rents and feudal charges on land predominantly acquired by medieval kings from government agencies, local councils, businesses, mining firms, and the general populace." People magazine noted the arrangement is problematic because the royals are said to be operating as "commercial landlords" while benefiting from a special agreement "exempting them from paying tax on their corporate profits." View pictures in App save up to 80% data. The Republic campaign, known for its opposition to the funding provided by the Sovereign Grant, advocates for the dissolution of the British monarchy. (Paul Ellis/AFP via Getty Images) Pelham Turner stated, "The substantial increase in the Sovereign Grant is bound to provoke greater public discontent, particularly following the backlash regarding the Duchy of Lancaster and Cornwall owned by Charles and William." Nevertheless, royal commentator Richard Fitzwilliams highlighted the necessity for repairs at Buckingham Palace. Fordwich emphasized that the renovation efforts were started by Queen Elizabeth II, who passed away in 2022 at the age of 96. Buckingham Palace served as the main residence of the queen for the entirety of her reign until March 2020, when she moved to Windsor Castle due to the coronavirus pandemic. According to People magazine, the palace has been the official London residence for British monarchs since 1837. View pictures in App save up to 80% data. The British royal family gathers on the balcony of Buckingham Palace during the Trooping the Colour ceremony. (Max Mumby/Indigo/Getty Images) "He elaborated that the renovation of Buckingham Palace was crucial since a significant portion of it, recognized as one of the most iconic official residences globally, second only to the White House, had become obsolete and had not undergone any updates for many years. He emphasized that this is an active palace with a functioning staff. Events like the Changing of the Guard draw numerous visitors, and it serves as the splendid ceremonial route for the Trooping of Colour, in addition to hosting state visits and the State Opening of Parliament." View pictures in App save up to 80% data. Catherine, the Princess of Wales, was spotted attending the State Banquet held at Buckingham Palace in London on November 22, 2022. (Photo by Chris Jackson/Getty Images) "It has been undergoing refurbishment for over a decade—staying within budget and on track," Fitzwilliams explained. "Buckingham Palace remains the unquestionable center of the monarchy and will always hold that status. The renovation is set to last until 2027… In my opinion, the cost of maintaining the monarchy is quite reasonable at just £1.29 per individual. It represents the most prominent monarchy in the world and serves as Britain’s most distinguished expression of soft power. Additionally, it draws significant global media coverage and attracts countless visitors." View pictures in App save up to 80% data. On October 14, 2019, Queen Elizabeth II and the then Prince Charles, the Prince of Wales, were present at the State Opening of Parliament in London. (Victoria Jones - WPA Pool / Getty Images) According to People magazine, Charles, who is 76 years old, is using his own funds to redecorate his private suite at Buckingham Palace, with completion expected by 2027. A source had earlier informed The Sunday Times that the royal family is "aware that personal enhancements should not be financed by taxpayer money." Charles primarily operates from Clarence House, located just a brief stroll away from Buckingham Palace. According to the palace’s website, the building hosts almost 100,000 guests and attracts over 15 million tourists every year. Its electrical cabling, plumbing and heating haven’t been updated since the ‘50s. View pictures in App save up to 80% data. A formal banquet hosted at Buckingham Palace. (Fox Photos/Getty Images) "The infrastructure of the building requires immediate attention and a comprehensive renovation to avert potential long-term harm to both the structure and its interior," it emphasized. "Implementing a phased approach over the next decade is the most economical method to upgrade these vital services and guarantee that the Palace remains suitable for use for the next half-century."  "The initiative will bring about numerous long-term financial and ecological advantages, along with enhancements to visitor accessibility. Throughout this period, the palace will continue to be inhabited and fully functional."

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Discovering the $2,967 Direct Deposit Bonus: Key Insights for Social Security Beneficiaries

2025-07-04 04:49:39

Social Security recipients can anticipate a pleasant surprise this month, with the potential for direct deposits of up to $2,967 in their accounts. This boost is part of the regular payments from the Social Security Administration (SSA), which adjusts disbursements based on recipients' unique circumstances, including cost-of-living adjustments (COLA). In 2023, the SSA introduced a 2.5% COLA to mitigate inflation's impact. The current average monthly retirement benefit is $1,976. However, some beneficiaries, particularly those with higher earnings histories and delayed retirement credits, may receive up to $2,967, with maximum payouts possibly reaching $5,108 for those who delay claiming benefits until age 70. Important Payment Schedule Social Security payments follow a tiered schedule based on your birthdate: Birthdates from the 1st to the 10th: Payments are processed on the second Wednesday of the month. Birthdates from the 11th to the 20th: Payments are processed on the third Wednesday of the month. Birthdates from the 21st to the 31st: Payments are processed on the fourth Wednesday of the month. In January, payments are set to be disbursed on the 8th, 15th, and 22nd. Beneficiaries should expect their direct deposits on these dates, provided their personal information is up to date. Implications for Recipients Your benefits are shaped by factors such as lifetime earnings, the age at which you start receiving Social Security, and your work history. Generally, those who delay retirement to maximize benefits receive the highest payments. To find out the exact amount you are entitled to, access your “My Social Security” account online. This user-friendly platform provides personalized information about your benefits, payment schedules, and other crucial details. Final Thoughts While the 2.5% COLA is a modest step to counteract inflation, it offers significant relief for many Americans reliant on Social Security. Ensure you confirm your payment dates and verify the accuracy of your banking details to avoid any potential disruptions.

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The IRS has revealed the commencement date for the 2025 tax-filing season: Essential information you should be aware of.

2025-06-24 14:56:01

View pictures in App save up to 80% data. The tax-filing season for 2025 is set to commence on Monday, January 27. (Associated Press) The 2025 tax-filing season will begin in just a couple of short weeks on Monday, Jan. 27, according to a recent announcement by the Internal Revenue Service (IRS). As the Tuesday, April 15 federal deadline approaches, the IRS anticipates that more than 140 million tax returns for the 2024 tax year will be submitted. The agency is encouraging taxpayers to utilize one of its filing tools to streamline the process. While over 50% of tax returns this year are anticipated to be submitted with the help of a tax expert, the IRS has implemented improvements in the filing procedure to support taxpayers. Since the tax season of last year, the IRS has announced several enhancements, such as improved access to tax account details via text and voice virtual assistants, upgraded functionalities on the Individual Online Account, increased availability of tax forms on mobile devices like cell phones and tablets, and more comprehensive alerts regarding tax-related scams and schemes. In addition to these advancements, the IRS touted the expansion of the Immediate Document program, which will be available in 25 states on Jan. 27. The IRS Complimentary Document Guided Tax Software, which provides millions of U.S. taxpayers with free software tools by IRS partners, was made available on Friday. “According to IRS Commissioner Danny Werfel, ‘This has marked a significant era of progress for the IRS, and taxpayers can expect new tools and features to assist them during this tax season.’ He emphasized that while the enhancements made so far are crucial, they represent just the start of the necessary steps the IRS must take. He noted that further advancements are possible with ongoing investment in the country’s tax infrastructure.” It’s important to note that a new round of stimulus payments totaling $2.4 billion is now being issued to approximately 1 million Americans by the IRS, and taxpayers could be eligible for the automatic payment if they did not claim the Recovery Rebate Credit on their 2021 tax return. Immediate Document Eligible taxpayers in 25 states, including New York and New Jersey, will be able to access Immediate Document on Jan. 27. The treasury estimated that there are 30 million taxpayers eligible across these states. Immediate Document is a web-based service that guides taxpayers through a series of questions to prepare their federal tax return step-by-step. Once completed, Immediate Document guides these filers to state tools to complete their state tax filings. In an effort to hasten the tax filing process, Immediate Document will allow taxpayers to opt-in to automatically import data from their IRS account, including personal information, IP PIN and some information from the filer’s W-2. During the pilot in 2024, Immediate Document only supported taxpayers claiming the Earned Income Tax Credit, Child Tax Credit and Credit for Other Dependents. However, this year, Immediate Document will also support taxpayers claiming the Child and Dependent Care Credit, Premium Tax Credit, Credit for the Elderly and Disabled and Retirement Savings Contribution Credits. Beyond covering taxpayers claiming the standard deduction and deductions for student loan interest and educator expenses, the Immediate Document will also support taxpayers claiming deductions for Health Savings Accounts. Complimentary Document As of Friday, “almost everyone” can file electronically for free using IRS Complimentary Document, which offers free tax preparation software from eight companies in the public-private partnership between the IRS and Complimentary Document Inc. In preparation for the 2025 tax season, these partners will offer online guided tax software solutions for individuals whose Adjusted Gross Income is $84,000 or below in 2024. Although the tax season has not officially begun, IRS Complimentary Document providers will allow taxpayers to prepare and file returns ahead of time and hold them until they can be electronically filed once the season kicks off. The Get Ready page on IRS.gov reveals how taxpayers can get a head start on the filing process in preparation of tax season. If you purchase a product or register for an account through a link on our site, we may receive compensation. By using this site, you consent to our User Agreement and agree that your clicks, interactions, and personal information may be collected, recorded, and/or stored by us and social media and other third-party partners in accordance with our Privacy Policy.

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Blue Origin's launch: Is Jeff Bezos in pursuit of Elon Musk in the race for space among billionaires?

2025-06-26 11:38:05

Blue Origin's New Glenn rocket is scheduled to launch from Cape Canaveral on Monday. What is the current status in the competition among billionaires for dominance in space exploration? View pictures in App save up to 80% data. Image: Jeff Bezos, Sir Richard Branson, and Elon Musk are competing fiercely for dominance in the realm of outer space. Jeff Bezos's Blue Origin is preparing for the first launch of its new space rocket this coming Monday, marking a significant milestone that could intensify the competition among billionaires in the space exploration sector. The New Glenn rocket is set to launch from Cape Canaveral, marking the culmination of a multi-billion dollar project that has spanned over ten years. This mission could pave the way for Amazon's satellite constellation initiative and potentially challenge Elon Musk's dominance in the market. Mr Musk's SpaceX has dominated the scene for many years but both Mr Bezos and Virgin Galactic founder Sir Richard Branson have designs on outer space... and the wealth tied up in its exploration. View pictures in App save up to 80% data. Photo: New Glenn positioned on the launch pad in December. Source: Blue Origin Jeff Bezos and his company Blue Origin "Since I was just five years old, I've had a dream of exploring outer space," Mr. Bezos remarked before embarking on his journey to the brink of space in 2021. He established the Blue Origin initiative with the goal of enabling "millions of individuals to work and reside in space." For several years, it has successfully launched and landed its reusable New Shepard rocket at the edge of Earth's atmosphere, yet it has never placed anything into orbit. However, that may change this coming Monday. Image: Jeff Bezos, the entrepreneur behind Blue Origin and Amazon. Source: Reuters Blue Origin aims for its New Glenn rocket to rival SpaceX's Falcon 9, which currently holds the title of the most frequently launched rocket in the world. In comparison to Mr. Musk's Falcon 9, the New Glenn boasts approximately double the power and features a payload bay diameter that is twice as wide, allowing it to accommodate larger groups of satellites. The forthcoming launch is a crucial certification flight mandated by the US Space Force, which is necessary for New Glenn to transport national security payloads in connection with the multi-billion dollar government contracts that Blue Origin aims to secure. View pictures in App save up to 80% data. Image: A SpaceX Falcon Heavy rocket launches in October 2024. Photo credit: Reuters. Elon Musk and SpaceX are at the forefront of space exploration and technology. Founded by Musk in 2002, SpaceX aims to reduce space transportation costs and enable the colonization of Mars. The company has achieved significant milestones, including the first privately-funded spacecraft to reach orbit and the development of the reusable Falcon rockets, which have revolutionized the industry. Musk's vision extends beyond Earth, as he envisions a future where humanity becomes a multi-planetary species. Elon Musk once joked, "I wish to die on Mars, but not upon crashing." The ally of Donald Trump, often seen sporting an "Occupy Mars" t-shirt, has maintained a significant presence in the private space sector with his company SpaceX. Back in 2016, Mr Musk outlined his vision of building a colony on Mars "in our lifetimes" - with the first rocket propelling humans to the Red Planet by 2025, though this deadline does not appear likely to be met. View pictures in App save up to 80% data. Photo: Elon Musk and Donald Trump engage in conversation during a SpaceX launch event in 2020. Source: Reuters For many years the company used an image of the Martian surface being terraformed (turned Earth-like) in its promotional material. However, a NASA-sponsored study published in 2018 dismissed these plans as impossible with the technology available then. SpaceX has undertaken missions that encompass contracts with the US government as well as the deployment of its Starlink satellite internet system. Although Mr. Bezos' New Glenn rocket boasts greater power compared to the successful Falcon 9, SpaceX's upcoming Starship, which is a fully reusable rocket system in the works, is expected to be even more powerful. Mr. Musk considers Starship essential for broadening Starlink's presence in space. The upcoming test flight, scheduled for later this month, will include the deployment of simulated satellites. View pictures in App save up to 80% data. Picture: Sir Richard Branson. Source: Reuters. Sir Richard Branson and his venture, Virgin Galactic, have been at the forefront of commercial space travel. Branson, a British entrepreneur, founded Virgin Galactic with the vision of making space tourism accessible to the public. The company aims to offer suborbital flights, allowing passengers to experience a few minutes of weightlessness and see the curvature of the Earth. Since its inception, Virgin Galactic has made significant strides in developing its spaceflight technology and has conducted several successful test flights, marking a new era in the exploration of space for non-professional astronauts. Additionally, Sir Richard Branson, the founder of Virgin, is aiming for a piece of the upper atmosphere with his Virgin Galactic initiative, which successfully transported its inaugural group of tourists to the brink of space in 2023. The team transported the passengers to an altitude of approximately 55 miles (88 km) above the Earth's surface, allowing them to experience weightlessness for a flight that lasted just over an hour. "The British billionaire once remarked, 'My mother instilled in me the importance of perseverance and aspiring to greatness.'" According to a report by Forbes in October of the previous year, the company has temporarily suspended its flight operations while it focuses on the development of new space vehicles. The latest lineup of Delta spacecraft is set to restart commercial space travel by the year 2026.

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Is rainwater harvesting illegal? Understanding the potential legal issues of collecting water in your yard and tips to stay compliant.

2025-07-07 07:51:03

In the past, collecting rainwater in Colorado was against the law. Although the regulations have been updated, violating them can still lead to hefty fines. View pictures in App save up to 80% data. (Image source: Getty Images / JJ Gouin) Collecting rainwater is an incredibly effective method for irrigating your garden. By using a rain barrel, you can gather numerous gallons of free water, reducing the pressure on community resources and lowering your water expenses. However, a simple search for rain barrels on Google may yield some concerning information, including claims that collecting rainwater is against the law. The good news is that harvesting rainwater is perfectly legal in every state. The bad news is that there are lots of finicky regulations to bear in mind. This is all you need to know about the laws governing rain barrels. In Colorado, collecting rainwater is subject to specific regulations. While it is not illegal, there are restrictions on how much rainwater you can collect and how it can be used. Homeowners are allowed to collect rainwater from their roofs using certain types of containers, but there are limits on the volume and intended use. It's important to check local laws and regulations to ensure compliance. View pictures in App save up to 80% data. (图片来源：Jacky Parker Photography / Moment / Getty Images) It's an urban legend that harvesting rainwater is illegal in Colorado. It's almost true - for more than 100 years it was illegal to harvest rainwater in Colorado. However, the state legalized rain barrels in 2016. However, numerous regulations still govern the collection of rainwater in the state. Currently, residents are allowed to use two rain barrels, with a combined capacity of up to 110 gallons. It's important to note that this water must be gathered from runoff originating from roofs and is strictly permitted for garden use. Additionally, the rain barrels are required to be sealable to inhibit mosquito breeding in the stored water. Yard expert Jeremy Yamaguchi explains that 'In Colorado, there are rules regarding collecting rainwater, including having to use rain barrels and not being able to have more than four per single-family residence. The rain barrels must also specifically collect gutter runoff, and the water must be used outdoors (e.g. watering your garden, washing your car, etc.) Nonetheless, Colorado is not the sole region facing stringent regulations on rainwater collection. View pictures in App save up to 80% data. Jeremy is a gardening expert who advises on a range of gardening matters. As the CEO of Lawn Love, Jeremy helps homeowners find quality, reliable lawn care. What other locations have implemented water harvesting regulations? View pictures in App save up to 80% data. (Image source: L Feddes / iStock / Getty Images Plus / Getty Images) Rainwater collection regulations differ significantly across various states and counties. In certain regions, there are financial incentives available for those who install rainwater collection systems, while in others, you may need to obtain permits or face limitations on the quantity of water you are allowed to gather. The regulations surrounding rainwater harvesting can be quite complex. Take California, for example: while there are no formal restrictions on collecting rainwater from rooftops, using that water solely for landscaping or decorative features requires the involvement of a licensed contractor. Conversely, states like Kansas and Alaska have minimal restrictions on rainwater collection, yet they are governed by intricate water rights laws that can complicate the process. In Arizona, the practice of rainwater harvesting is promoted, but it is required that any water collected on a property be utilized solely on that same land. Conversely, in Texas, rainwater harvesting is also encouraged, featuring tax exemptions for certain areas of a property equipped with rain barrels, along with tax-free weekends aimed at boosting rain barrel sales. Although there is no nationwide prohibition on rainwater harvesting, numerous restrictions exist with significant differences across states. Therefore, it is advisable to review the regulations specific to each state. In addition to legal regulations, certain homeowners' associations impose their own restrictions on rainwater collection systems. Typically, these guidelines require that rain barrels remain out of sight from the street or be affixed to structures like sheds or greenhouses. However, there are a few associations that completely prohibit the use of rain barrels. What are the reasons behind the restrictions on rainwater harvesting? One of the primary reasons that states impose restrictions on water harvesting is to protect soil health. Adequate water is essential for maintaining fertile soil, and if water is stored in a way that prevents it from nourishing the soil, it could negatively impact the surrounding ecosystem. Jeremy clarifies that 'Generally, the main rationale behind water harvesting limitations is to avoid ecological disturbances caused by rainwater being unable to penetrate the soil.' There are legal considerations involved, especially in mountainous regions of the country. The concern is that if your property is situated on an elevated area, the rainwater you collect may not naturally drain down to your neighbor's land as intended. This could lead to a situation where their vegetation suffers from a lack of water, potentially resulting in their plants dying, which could be seen as a legal infringement on your neighbor's property rights. One of the reasons you can gather rainwater from your roof is that the precipitation that lands there would not have reached the ground in any case. Therefore, by channeling it into a barrel for reuse, you are not causing any harm to the environment or anyone else. Another consideration is the issue of water rights. Certain properties come with ponds and streams, granting ownership of the water they contain. In certain states, this can extend to the rights over precipitation that falls from these water sources. It may seem astonishing, but the theoretical dilemma arises when collecting rainwater is viewed as appropriating water from another person, despite the fact that it's nearly impossible to demonstrate that the rainwater originated from their pond. In the Western United States, the situation is further complicated by the principle of prior appropriation, a remnant of old settler laws. This doctrine posits that individuals have the entitlement to water from a stream or pond until it is first utilized; once someone does use it, that initial user gains exclusive rights to the water, including its usage, diversion, and storage. The challenges surrounding water rights discussed earlier are also relevant to the concept of prior appropriation. As a result, numerous local governments have implemented strict regulations on water harvesting to prevent any possible legal issues from arising in the future. View pictures in App save up to 80% data. Algreen Athena Rainwater Collection Barrel, Brownstone Finish One popular method for concealing a rain barrel is by opting for an attractive design such as this one. This particular barrel features a shallow top basin that can hold small plants, giving it the appearance of a decorative planter rather than a typical rain barrel. Plus, it is crafted from recycled plastic, making it an eco-friendly choice. View pictures in App save up to 80% data. Impressions Amphora 50-Gallon Rainwater Collector - Sandstone Finish This elegant sandstone style is perfect for desert residences in the Southwest. The barrel features two faucets, enabling you to tackle multiple watering tasks simultaneously. Just be sure to check if your state permits rainwater collection. View pictures in App save up to 80% data. Latitude Run Camarillo Rainwater Collection Barrel This rain barrel stands out from others because it comes with a built-in hose, making it significantly more convenient for watering a kitchen garden on your patio. Is it permissible to consume rainwater? View pictures in App save up to 80% data. (Image source: Getty Images / Milos Ruzicka) Generally, it is legal to drink rainwater, but there are regulations regarding its collection and storage in many states. Typically, rainwater harvesting is permitted solely for outdoor domestic purposes, excluding indoor applications like drinking and bathing. Consequently, using rainwater for drinking is prohibited and could potentially lead to fines, although such enforcement is rare. The primary reason for this is that rainwater harvesting is not a completely clean method. While it is beneficial for plants, the water collected from roofs can gather dirt, dust, and bacteria from bird droppings or other pollutants. Additionally, there may be small traces of bitumen or other substances used in roofing materials. Although most rain barrels are equipped with filters to prevent debris from contaminating the water, some minute particles will inevitably seep into the supply, making it unsuitable for drinking. Even in the absence of these pollutants, rain barrels can still harbor algae and mosquito larvae, both of which are unsafe for consumption. Therefore, although it's improbable that you would face a penalty for drinking from a rain barrel, doing so could expose you to the risk of a waterborne illness. The penalties for harvesting rainwater can vary significantly depending on the region or country you are in. In some places, it may be completely legal and encouraged, while in others, there may be strict regulations that could lead to fines or other legal consequences for unauthorized collection. It's essential to check local laws and regulations regarding rainwater harvesting to understand any potential penalties that may apply. View pictures in App save up to 80% data. (Image source: Getty Images / Milos Ruzicka) Penalties for improper rainwater harvesting differ from one municipality to another. Generally, it is improbable that the consequences would exceed a fine of a few hundred dollars. This situation is similar within homeowners associations as well. Staying on the right side of the law isn't the only rain barrel problem. Rain barrels are also a magnet for mosquitos, and you also need to know how to prevent algae from forming in your rain barrel. Thankfully, it's pretty easy. A tight rain barrel lid - and a drop of vegetable oil - can stop both of these problems before they start.

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Recipients of Social Security Disability Insurance (SSDI) may observe alterations in their bank account balances with the introduction of new direct deposit figures of $421 and $495. Are these payments within your reach?

2025-06-25 03:31:52

For a data-saving viewing experience, consider checking out images within the app. This month, SSDI recipients might experience fluctuations in their account balances due to recent updates in the payment amounts. Some individuals could be receiving direct deposits ranging from $421 and $495, with the possibility of even higher sums. Let's explore the specifics of these changes and how you can verify your eligibility for these payments. Causes for Payment Adjustments The 2025 Cost-of-Living Adjustment (COLA) has resulted in a 2.5% increase in SSDI benefits, designed to assist recipients in coping with the escalating costs of living. This has increased the average monthly SSDI benefit to around $1,580, up from the previous year's $1,542. Those with a more substantial earnings history might be eligible for higher payments, with the maximum monthly benefit potentially reaching $4,018. However, lower amounts such as $421 or $495 are also typical, as these are influenced by an individual's work history and earnings. Assessing Eligibility SSDI is not a universal program. To be eligible, you must satisfy the following conditions: Work Credits: Accumulate sufficient work credits, which are calculated based on your lifetime earnings. Generally, 40 credits are necessary, with 20 of them earned in the last decade. Disability Status: The Social Security Administration (SSA) has a stringent definition of disability. Your condition must prevent you from working and be anticipated to last at least one year or result in death. In 2025, the monthly income limits for "Substantial Gainful Activity" (SGA) are $1,620 for non-blind individuals and $2,700 for those who are blind. Scheduling of Payments Payments are scheduled according to your birth date: January 8: For those born between the 1st and 10th of any month. January 15: For those born between the 11th and 20th. January 22: For those born between the 21st and 31st. Recipients of Supplemental Security Income (SSI) began receiving their first adjusted payments on December 31, 2024. What You Should Do Next Verify Your Eligibility: Access your SSA account online to review your benefit information. Plan Financially: Use your updated payments to create a budget for expenses and manage rising costs. Stay Updated: Keep abreast of updates from the SSA to ensure you are informed of any significant changes. The SSDI increase for this year is a vital measure to assist Americans with disabilities in managing their daily expenses. If you haven't yet noticed the updated payment in your account, check soon—it could substantially impact your financial situation!

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California's insurance crisis: A compilation of insurers that have exited or scaled back their coverage in the state.

2025-06-28 20:01:40

The wildfires ravaging Southern California are expected to add further fuel to the state's ongoing insurance crisis, as residents' options for property coverage continue to dwindle or even disappear.  Several insurance companies have either fled California, stopped writing new policies or otherwise reduced their exposure in the Golden State, citing business risks amid rising replacement costs and the inability to adequately raise premiums. Below is a compilation of several insurance companies that have either reduced their operations or exited the California market in recent years: Allstate Insurance Company In 2022, insurance behemoth AllState halted the issuance of new home insurance policies in California as a response to increasing wildfires and rising operational expenses in the region. United States National Texas-based United States National announced last year it would stop offering homeowners insurance in the California market. AmGUARD AmGUARD, a subsidiary of Berkshire Hathaway-owned GUARD Insurance Companies, stopped writing homeowners policies in California in 2023. Chubb Chubb Chairman and CEO Evan Greenberg announced in a 2021 earnings call that the company would significantly reduce homeowners coverage in California, pointing to wildfire risks and the state's insurance regulations, according to S&P. Falls Lake Insurance Company In 2023, Falls Lake notified California's Department of Insurance about its decision to exit the state entirely due to its inability to secure reinsurance, as reported by PropertyCasualty360 that same year. Farmers Insurance Group In 2023, Farmers Insurance Group started to restrict its coverage options in California, and later in the same year, one of its subsidiaries, Farmers Direct Property and Casualty Insurance Company, completely exited the state. Across the country Across the country Private Client, a subsidiary of Across the country, informed California last year that it would stop renewing all its homeowners insurance policies in the state by June 2025, according to the San Francisco Chronicle. State Farm Insurance State Farm Insurance, California's largest home insurance provider, announced in 2023 that it would no longer accept applications for property insurance and other policies in California, citing "historic" increases in construction costs and inflation." Then in March of last year, the company said that it would cut 72,000 home and apartment policies starting in the summer. Hartford Hartford Financial Services Group stopped writing new homeowners insurance policies in California in early 2024. Tokio Marine & Nichido Fire Insurance Co., Trans Pacific Insurance Company. Tokio Marine America Insurance Co. and Trans Pacific Insurance Co., both owned by Japanese firm Tokio Marine Holdings Inc., filed notices to California's Department of Insurance in April 2024 saying the companies would cease offering homeowners insurance and umbrella policies in the state. Voyagers The San Francisco Chronicle reported Voyagers Insurance announced it would not renew homeowners policies for thousands of California properties from 2022 and 2023 due to wildfire risk.

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Burberry's CEO Emphasizes the Importance of Evolution While Remaining Authentic to Heritage

2025-06-13 14:19:19

Speaking at the National Retail Federation’s (NRF) Big Show, Burberry CEO Joshua Shulman stressed the importance of authenticity during brand reinvention. "The greatest opportunities arise from genuine authenticity. In the luxury sector, it's essential to incorporate an element of surprise and allure, but this must be grounded in the fundamental values of the brand." Returning to the right path The seasoned luxury executive assumed leadership of Burberry last year, during a time when both sales and profits were on the decline. "When I stepped in, it became evident that we had a chance to critically evaluate our strategies and determine which messages and products we needed to highlight," he stated. Schulman pointed out that, even with a significant global brand recognition and loyalty, Burberry had strayed from its path. “We lost track of our primary customer and didn’t concentrate enough on our key customer groups and essential outerwear line. Additionally, we projected a brand image that felt alien to many of our clientele…it's not 1999 anymore; nowadays, if your brand message fails to connect, you’ll hear about it on social media right away.” The prestigious luxury brand, with a legacy spanning 170 years, revealed a revitalization strategy late last year known as Burberry Forward. The goal of this initiative? To restore the brand's connection to its foundational mission – after all, it was established with the intent of shielding individuals from the unpredictable British climate. According to Schulman, Burberry holds significant expertise in outerwear and scarves, which is why these items are being prioritized. “Our goal is to provide a complete wardrobe, but we want to highlight our core strengths while focusing on what customers adore about Burberry. We’ve noticed a positive change in how the brand is perceived. We’ve recognized the areas where we let our customers down, and we are now focused on pleasantly surprising them as we improve our offerings.” Alongside a renewed focus on key product lines, the strategic overhaul emphasizes the need for increased pricing diversification. Many anticipated that Schulman might steer Burberry towards a more affordable market as CEO, significantly lowering prices and launching numerous outlet locations. “That’s not our strategy. We position ourselves as a luxury brand with widespread, universal attraction.” He talked about how the leading five luxury brands share a common allure, each employing unique strategies to attract customers, whether it be through products like lipstick, sunglasses, or leather accessories. "We require captivating and exhilarating luxury fashion shows at the pinnacle of the industry. This should be complemented by exceptional products across a spectrum of luxury price points, categorized into good, better, and best, to cater to the diverse needs of luxury consumers." Stay true to yourself, but avoid reliving previous experiences. Burberry has consistently maintained a blend of “magic and logic.” What strategies do you employ to preserve this essence while remaining authentic to your heritage and simultaneously evolving to stay relevant to your customers? “Revisiting the past isn’t an option,” Schulman remarked. “Instead, you should capture the essence of what made people fall in love with the brand originally and tailor that for the modern consumer. The most successful brand transformations evoke joy and prompt the thought, ‘this is the essence of what I’ve always adored about the brand, yet it feels innovative and revitalized.’” He recounted how he recently came across images of ASAP Rocky sporting a timeless Burberry scarf on social media, leading him to believe it was a sponsored partnership. To his surprise, it turned out to be a genuine post, as the rapper had simply visited a store, bought Burberry's signature item, and decided to showcase it online. "At times, brands attempt to reshape themselves by declaring, 'We’re bored with our essence, we're weary of our identity.' However, the most fascinating individuals actually seek out the most genuine aspects of our brand."

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